Black Hawk County property record for 331 Charles St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 440 sqft · built 1941 |
| Lot Size | 0.122 acres (5,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $235,000 (Jun 2024) |
| Tax Bill | $708 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-13-328-009 |
| Primary APN | 8913-13-328-009 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 440 sqft Living Area |
| 1st Floor Area | 440 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 440 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,300 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 331 CHARLES ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSONS THIRD ADDITION S 100 FT LOT 8 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | MANSONS THIRD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1701 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 531 COMMERCIAL ST, 612, WATERLOO, IA 50701-5497 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Deed Document Number | 202416277 |
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $708.00 (+8.92%) | $34,680 (+15.87%) Land $5,830 Building $28,850 | $34,680 (+15.87%) Land $5,830 Building $28,850 |
| 2024 | $650.00 (+27.95%) | ||
| 2023 | $29,930 (+29.23%) Land $5,830 Building $24,100 | $29,930 (+29.23%) Land $5,830 Building $24,100 | |
| 2022 | $508.00 | $23,160 Land $5,830 Building $17,330 | |
| 2021 | $23,160 Land $5,830 Building $17,330 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, GigFire, Nextlink, T-Mobile.
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