331 Chalet Rd, Lake Lure, NC 28746 Property Records

Rutherford County property record for 331 Chalet Rd, Lake Lure, NC 28746 · Last verified January 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,641 sqft · built 1990
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Tax Bill	$2,305 (2022)
Deeds & Mortgages	Dec 2023 Sale Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0216850`

Property Details

APN / Parcel Number

Primary APN	`0216850`
Alternative APNs	`216850` `462`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,641 sqft Heated Area
Gross Area	2,208 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Area	527 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	462
Old Parcel Number	0216850
Street Address	331 CHALET RD
City	LAKE LURE
State	NC
Zip	28746-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRFIELD MTNS CHALET VILLAGE LO8 BL2 PL11-78
Legal Subdivision	RES CHALET VILLAGE SUB
Legal Block	3
Legal Lot Number	8
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2045
Census Tract	960301

Owner

Source: Rutherford County records · APN 0216850

Assessment roll updated January 1, 2023 · Last verified January 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4233 WATERBURY DR, CHARLOTTE, NC 28209-3044
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer
Nov 16, 2023	Warranty Deed, Transfer
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2023
Deed Sale	Dec 11, 2023
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	0020771783
Deed Book / Page	2077 / 1783
Record Updated	Jun 07, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 11, 2023
Property Address	331 CHALET RD, LAKE LURE, NC 28746-9427
Document Number	0020771783
Book / Page	2077 / 1783
Map Reference	MB 11 PG 78
Instrument Date	Dec 05, 2023
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4233 WATERBURY DR, CHARLOTTE, NC 28209-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4233 WATERBURY DR, CHARLOTTE, NC 28209-3044

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 16, 2023
Property Address	331 CHALET RD, LAKE LURE, NC 28746-9427
Document Number	0020763644
Book / Page	2076 / 3644
Map Reference	MB 11 PG 78
Instrument Date	Nov 16, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4321 SATTERWYTHE LN, CHARLOTTE, NC 28215-8511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4233 WATERBURY DR, CHARLOTTE, NC 28209-3044

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 12, 2022
Property Address	331 CHALET RD, LAKE LURE, NC 28746-9427
Document Number	0020592304
Book / Page	2059 / 2304
Map Reference	MB 11 PG 78
Instrument Date	Apr 12, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41055 CALLA LILY ST, FORT MILL, SC 29707-5815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 SATTERWYTHE LN, CHARLOTTE, NC 28215-8511

Mortgage

Document Number	0020592307
Date	Apr 12, 2022
Instrument	2059/2307

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified January 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Lake Lure Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$326,400 Land $50,000 Building $276,400	$326,400 Land $50,000 Building $276,400
2022	$2,305.00
2021	$2,305.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619603012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fiber	1,000 / 1,000
Vyve Broadband	Cable	1,000 / 50
Skyrunner	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: T-Mobile USA, e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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