331 Central Ave, Pewee Valley, KY 40056 Property Records

Oldham County property record for 331 Central Ave, Pewee Valley, KY 40056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,037 sqft · built 1974
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Last Sale$745,000 (Mar 2026)
Tax Bill$10,704 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jan 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-PV.03-01-13A

Property Details

APN / Parcel Number

Primary APN25-PV.03-01-13A
Alternative APN
  • 49941

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,037 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area74,052 sqft (1.7 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number49941
Street Address331 CENTRAL AVE
CityPEWEE VALLEY
StateKY
Zip40056-9002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 1.7AC
Legal BlockSEC 1
Legal Lot Number13A
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2005
Census Tract30601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedMiller, George, House
listed 1989 · 1 contributing resources · NRIS 89001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oldham County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
STOCK YARDS BANK AND TRUST COMPANY
Jan 4, 2024Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jul 17, 2017Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2026 · Amount on Record
Deed SaleMar 18, 2026 · Amount on Record
Prior SaleNov 7, 2013 · Amount on Record
Deed Document Number2026853245
Deed Book / Page1436 / 140
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Recording DateApr 14, 2026
Property Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Document Number0000857800
Book / Page2739 / 630
Instrument DateApr 6, 2026
Instrument2026857800
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002

Mortgage

Document Number0000857800,
DateApr 14, 2026
Book Page2739/630
Instrument2026857800
Lender
NameSTOCK YARDS BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002

Mortgage

Document Number0M2646/854
DateJan 4, 2024
Book PageM2646/854
Instrument751519
Lender
NameOLD NATIONAL BANK
TypeBank
AddressLOUISVILLE, KY 40207
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M2567/37
DateJan 12, 2022
Book PageM2567/37
Instrument673793
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2422/211
DateJun 17, 2020
Book PageM2422/211
Instrument578440
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address331 CENTRAL AVE, PEWEE VALLEY, KY 40056-9002
Transaction TypeMortgage
Record UpdatedJul 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 527318
DateJul 17, 2017
Book PageM2268/176
Instrument527318
Lender
NameOLD NATIONAL BANK
TypeBank
AddressLOUISVILLE, KY 40241
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJun 22, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
MunicipalityPewee Valley City
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,704.00 (+158.68%)$870,000 (+128.95%) Land $95,000 Building $775,000$870,000 (+128.95%) Land $95,000 Building $775,000
2023$4,138.00 Homeowner's exemption$380,000 Land $80,000 Building $300,000$380,000 Land $80,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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