331 Central Ave, Anderson, IN 46012 Property Records

Madison County property record for 331 Central Ave, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1959
Lot Size	0.143 acres (6,248 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2018)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Jun 2018 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-12-07-302-115.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-12-07-302-115.000-003`
Alternative APNs	`00001117609` `1881162`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,248 sqft (0.143 acres)
Lot Dimensions	88 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	100 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001117609
Street Address	331 CENTRAL AVE
City	ANDERSON
State	IN
Zip	46012-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK HILL EXC 7' N SD 0.0000ACRES STR: 00000 SECTION: PLAT: 16 IN: OUT:
Legal Subdivision	PARK HILL ADD
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3004
Census Tract	1100

Owner

331 Central Ave is owned and occupied by an individual who bought it in May 2018.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	331 CENTRAL AVE, ANDERSON, IN 46012-3351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	20186569
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	331 CENTRAL AVE, ANDERSON, IN 46012-3351
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R07633
Date	Jun 12, 2018
Instrument	2018R07633

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 22, 2018
Property Address	331 CENTRAL AVE, ANDERSON, IN 46012-3351
Document Number	2018R06569
Map Reference	PB 8 PG 62
Instrument Date	May 18, 2018
Instrument	2018R06569
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CENTRAL AVE, ANDERSON, IN 46012-3351

Mortgage

Document Number	2018R06570
Date	May 22, 2018
Instrument	2018R06570

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 331 Central Ave was $1,509, down 2.3% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,509.00 (-2.27%)	$68,500 Land $8,300 Building $60,200	$68,500 Land $8,300 Building $60,200
2024	$1,544.00
2023		$63,600 (+0.79%) Land $8,000 Building $55,600	$63,600 (+0.79%) Land $8,000 Building $55,600
2022	$1,411.00	$63,100 Land $7,500 Building $55,600	$63,100 Land $7,500 Building $55,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Central Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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