331 Cedar St, Mooresville, NC 28115 Property Records

Iredell County property record for 331 Cedar St, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,201 sqft · built 1955
Lot Size	0.515 acres (22,433 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2024)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4666-38-1327.000`

Property Details

APN / Parcel Number

Primary APN	`4666-38-1327.000`
Alternative APNs	`80079712` `80115762`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,201 sqft Heated Area
Gross Area	1,815 sqft
1st Floor Area	1,201 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,433 sqft (0.515 acres)
Lot Dimensions	150 ft deep x 155 ft wide
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Patio Area	216 sqft
Canopy	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80115762
Street Address	331 CEDAR ST
City	MOORESVILLE
State	NC
Zip	28115-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLI
Legal Description	L11 FOREST HILL PB 4-86
Legal Subdivision	EDGEMORE PARK AREA
Legal Block	38
Legal Lot Number	11
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1010
Census Tract	61503

Owner

331 Cedar St is owned by two individuals who bought it in October 2024.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	311 CEDAR ST, MOORESVILLE, NC 28115-2805
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 27, 2018	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Feb 27, 2018 · Amount on File
Deed Book / Page	3090 / 1982
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 5, 2021
Property Address	331 CEDAR ST, MOORESVILLE, NC 28115-2805
Document Number	27891947
Book / Page	2789 / 1947
Map Reference	MB 4 PG 86
Instrument Date	Mar 5, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	858 VINTAGE DR, 858, MOORESVILLE, NC 28115-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 CEDAR ST, MOORESVILLE, NC 28115-2805

Mortgage

Document Number	27891949
Date	Mar 5, 2021
Instrument	2789/1949

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 27, 2018
Property Address	331 CEDAR ST, MOORESVILLE, NC 28115-2805
Document Number	2541115
Book / Page	002541 / 000115
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CEDAR ST MOORESVILLE NC 281152805, MOORESVILLE, NC 28115-2805

Mortgage

Document Number	2541118
Date	Feb 27, 2018
Book Page	002541/000118

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 331 Cedar St was $2,603, down 8.7% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,510 (-) Land $66,000 Building $139,510	$205,510 (-) Land $66,000 Building $139,510
2025	$2,603.00 (-8.73%)	$205,510 (-) Land $66,000 Building $139,510	$205,510 (-) Land $66,000 Building $139,510
2024	$2,852.00 (+13.22%)	$205,510 (-) Land $66,000 Building $139,510	$205,510 (-) Land $66,000 Building $139,510
2023	$2,519.00 (+38.33%)	$205,510 (+63.1%) Land $66,000 Building $139,510	$205,510 (+63.1%) Land $66,000 Building $139,510
2022	$1,821.00	$126,000 Land $44,000 Building $82,000	$126,000 Land $44,000 Building $82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Cedar St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar St

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