Harford County property record for 331 Carter St, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 820 sqft · built 1950 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,500 (Feb 2019) |
| Tax Bill | $1,724 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-031477 |
| Primary APN | 02-031477 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 820 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 031477 |
|---|---|
| Street Address | 331 CARTER ST |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 17 75X150 331 CARTER STREET WYN MAR REV 4/23 |
| Legal Subdivision | WYN-MAR DEVELOPMENT COMPANY |
| Legal Lot Number | 17 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 302902 |
331 Carter St is owned and occupied by two individuals who bought it in February 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Feb 21, 2019 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on File |
| Deed Sale | Feb 21, 2019 · Amount on File |
| Deed Book / Page | 13162 / 57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Document Number | 0168790233 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 16879/233 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 290 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Document Number | 0154290391 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 15429/391 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 21, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0136090362 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 13609/0362 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 21, 2019 |
| Property Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Document Number | 0131620057 |
| Book / Page | 13162 / 0057 |
| Map Reference | MB GCM4 FO 9 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 331 CARTER ST, ABERDEEN, MD 21001-3302 |
| Document Number | 0001316262 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 13162/62 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 331 Carter St was $1,724 with a homeowner's exemption, up 13.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,724.00 (+13.2%) Homeowner's exemption | $180,900 Land $51,100 Building $129,800 | $180,900 Land $51,100 Building $129,800 |
| 2025 | $1,523.00 Homeowner's exemption | ||
| 2023 | $152,000 Land $51,100 Building $100,900 | $152,000 Land $51,100 Building $100,900 | |
| 2022 | $1,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Carter St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 11 (1997–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Carter St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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