331 Carolina Hemlock Dr, Locust, NC 28097 Property Records

Stanly County property record for 331 Carolina Hemlock Dr, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,144 sqft · built 2023
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$417,000 (Jun 2023)
Tax Bill$3,895 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN557504901651

Property Details

APN / Parcel Number

Primary APN557504901651
Alternative APNs
  • 1543872
  • 1532140
  • 141050

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,144 sqft Finished Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1543872
Street Address331 CAROLINA HEMLOCK DR
CityLOCUST
StateNC
Zip28097-0139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 331 CAROLINA HEMLOCK LOT 138 557504336
Legal Lot Number138
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2054
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address331 CAROLINA HEMLOCK DR, LOCUST, NC 28097-0139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Deed Document Number2023459346
Deed Book / Page1825 / 127
Record UpdatedOct 29, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTANLY NC
Recording DateJun 30, 2023
Property Address331 CAROLINA HEMLOCK DR, LOCUST, NC 28097-0139
Document Number0000459346
Book / Page1825 / 127
Map ReferenceMB 29 PG 182
Instrument DateJun 22, 2023
Instrument459346
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$834.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 CAROLINA HEMLOCK DRIVE, CHARLOTTE, NC 28273

Mortgage

Document Number0000459347
DateJun 30, 2023
Instrument459347
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,895.00$423,384 Land $65,000 Building $358,384$423,384 Land $65,000 Building $358,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

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