331 Carolina Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 331 Carolina Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1982
Square Footage	1,479 sqft Heated Area
Lot Size	11,326 sqft (0.26 acres)
Garage	Finished, 392 sqft
Occupancy	Owner Occupied
Tax Bill	$630.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`80140`
Alternative APN	`012630000104160130`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Plumbing Fixtures	1 Plumbing Fixtures
Building Area	1,479 sqft Heated Area
Gross Area	1,981 sqft Gross Area
1st Floor	1,479 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1982
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	392 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	100 sqft Shed
Porch	1 Porch
Porch Area	285 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	80140
Street Address	331 CAROLINA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2411
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 416 LOT 13 & N 1/2 LOT 12 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	1
Legal Block	416
Legal Lot Number	1,12-13
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5020
Census Tract	43500

Owner

Source: Osceola County records · APN 80140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	331 CAROLINA AVE, SAINT CLOUD, FL 34769-2411
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2023
Deed Sale	Jun 25, 2023
Deed Doc Number	0006444267
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	331 CAROLINA AVE, SAINT CLOUD, FL 34769-2411
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CAROLINA AVE, SAINT CLOUD, FL 34769-2411

Mortgage

Document Number	0063080324
Date	Oct 31, 2022
Book Page	6308/324
Instrument	2022159878

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (-25.97%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$94,761 (+5.99%)	$286,300 (+15.63%) Land $60,000 Building $226,300
2023	$851.00 (+5.71%) Homeowner's exemption	$89,409 (+3%)	$247,600 (+18.98%) Land $55,000 Building $192,600
2022	$805.00 Homeowner's exemption	$86,805	$208,100 Land $50,000 Building $158,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.