331 Cardinal Dr, Mankato, MN 56001 Property Records

Blue Earth County property record for 331 Cardinal Dr, Mankato, MN 56001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,126 sqft · built 2000
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Feb 2016)
Tax Bill	$3,630 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2008 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R01.09.20.278.010`

Property Details

APN / Parcel Number

Primary APN	`R01.09.20.278.010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,126 sqft Living Area
Basement Area	975 sqft
Finished Basement	975 sqft
Unfinished Basement	151 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	165 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	792 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	50 sqft
Deck Area	280 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 CARDINAL DR
City	MANKATO
State	MN
Zip	56001-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING ACRES NO 2 003 002 00 0.35A
Legal Range	26
Legal Township	108
Legal Section	20
Legal Subdivision	ROLLING ACRES NO 2
Legal Block	2
Legal Lot Number	3
Jurisdiction	BLUE EARTH MN
Township / Civil Division	MANKATO
Census Block Group	4
Census Block	4000
Census Tract	171202

Owner

331 Cardinal Dr is owned and occupied by an individual who bought it in February 2016.

Source: Blue Earth County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Feb 19, 2008	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE NETWORK INC
Jun 19, 2015	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO
Aug 8, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO
Jun 5, 2014	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Aug 5, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2016 · Amount on File
Deed Sale	Feb 4, 2016 · Amount on File
Deed Document Number	2016126200
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T141637
Date	Dec 9, 2020
Instrument	T141637

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	NEW MILLENNIUM TITLE COMPANY, NEW MILLENNIUM TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T098129
Date	Feb 19, 2008
Instrument	T098129

Lender

Name	AMERICAN MORTGAGE NETWORK INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2028

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T124149
Date	Jun 19, 2015
Instrument	T124149

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T110680
Date	Aug 8, 2011
Instrument	T110680

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jun 1, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T086266
Date	Apr 7, 2005
Instrument	T086266

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	5.5%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Max Rate	10.5%

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T114941
Date	Sep 18, 2012
Instrument	T114941

Lender

Name	COMMUNITY BANK MANKATO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2027

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T121035
Date	Jun 5, 2014
Instrument	T121035

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2029

Interest

Rate Type	Fixed Rate

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Aug 5, 2025
Property Address	331 CARDINAL DR, MANKATO, MN 56001-6713
Document Number	000T154029
Instrument Date	Aug 1, 2025
Instrument	T154029
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,121.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 CARDINAL DR, MANKATO, MN 56001-6713

Mortgage

Document Number	000T154030
Date	Aug 5, 2025
Instrument	T154030

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 331 Cardinal Dr was $3,630, up 9.3% from the year before.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Mankato City
Unified School District	Mankato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,630.00 (+9.27%)	$326,500 (+3.06%) Land $39,100 Building $287,400	$326,500 (+3.06%) Land $39,100 Building $287,400
2025	$3,322.00 (-3.04%)	$316,800 (+2.69%) Land $39,100 Building $277,700	$316,800 (+2.69%) Land $39,100 Building $277,700
2024	$3,426.00 (-0.29%) Homeowner's exemption	$308,500 (-2%) Land $39,100 Building $269,400	$308,500 (-2%) Land $39,100 Building $269,400
2023	$3,436.00 Homeowner's exemption	$314,800 Land $39,100 Building $275,700	$314,800 Land $39,100 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mankato serves 42,803 people · EPA ID MN1070009
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: AT&T.

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