Bergen County and Ramsey Borough property record for 331 Cambridge Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,468 sqft · built 1993 |
| Lot Size | 0.01 acres (430 sqft) |
| Owner | Company Name on Record |
| Last Sale | $375,000 (Nov 2017) |
| Tax Bill | $10,332 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04001-0000-00022-0000-C0331 |
| Primary APN | 48-04001-0000-00022-0000-C0331 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,468 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 430 sqft (0.01 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 331 CAMBRIDGE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAMBRIDGE HEIGHTS |
| Legal Block | 4001 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 331 CAMBRIDGE DR, RAMSEY, NJ 07446-1263 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Nov 17, 2017 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Prior Sale | Nov 14, 2017 · Amount on Record |
| Deed Document Number | 201717-087377 |
| Deed Book / Page | 2788 / 122 |
| Last Transfer Date | Aug 2, 2024 |
| Transfer Doc | 0000015770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 331 CAMBRIDGE DR, RAMSEY, NJ 07446-1263 |
| Document Number | 0036051671 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 331 CAMBRIDGE DR RAMSEY NJ 074461263, RAMSEY, NJ 07446-1263 |
| Document Number | 0036051671 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 003605/001671 |
| Instrument | 20051619 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 17, 2017 |
| Property Address | 331 CAMBRIDGE DR, RAMSEY, NJ 07446-1263 |
| Document Number | 0027880112 |
| Book / Page | 002788 / 000112 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 CAMBRIDGE DR RAMSEY NJ 074461263, RAMSEY, NJ 07446-1263 |
| Document Number | 27880118 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 002788/000118 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,800 (+0.6%) Land $175,000 Building $329,800 | $504,800 (+0.6%) Land $175,000 Building $329,800 | |
| 2025 | $10,332.00 (+9.03%) | $501,800 (+49.43%) Land $175,000 Building $326,800 | $501,800 (+49.43%) Land $175,000 Building $326,800 |
| 2024 | $9,476.00 (+7.58%) | ||
| 2023 | $335,800 Land $110,000 Building $225,800 | $335,800 Land $110,000 Building $225,800 | |
| 2022 | $8,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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