331 California Ave, Lorain, OH 44052 Property Records

Lorain County property record for 331 California Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,112 sqft · built 2002
Lot Size	0.38 acres (16,561 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Jun 2018)
Tax Bill	$3,598 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-116-070`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-116-070`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	483 sqft
2nd Floor Area	1,629 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Row End or Row Middle
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	16,561 sqft
Lot Dimensions	74 ft deep x 222 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Patio Area	126 sqft
Balcony	Balcony
Balcony Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	331 CALIFORNIA AVE
City	LORAIN
State	OH
Zip	44052-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR WLK ON BLK RIVER 2 22.29 X 74.50
Legal Subdivision	HARBOR WALK/BLACK RIVER 02
Legal Tract	1
Legal Lot Number	27
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2019
Census Tract	22200

Owner

331 California Ave is owned and occupied by an individual who bought it in June 2018.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	331 CALIFORNIA AVE, LORAIN, OH 44052-2077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 8, 2018	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Oct 18, 2011 · Amount on File
Deed Document Number	2018003065
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	331 CALIFORNIA AVE, LORAIN, OH 44052-2077
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210817130
Date	May 11, 2021
Instrument	2021-0817130

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 8, 2018
Property Address	331 CALIFORNIA AVE, LORAIN, OH 44052-2077
Document Number	0000675504
Instrument Date	Jun 5, 2018
Instrument	675504
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	CLEVELAND HOME TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CALIFORNIA AVE LORAIN OH 440522077, LORAIN, OH 44052-2077

Mortgage

Document Number	675505
Date	Jun 8, 2018
Instrument	675505

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,598.00	$94,100 (%) Land $17,500 Building $76,600	$268,860 (-) Land $50,000 Building $218,860
2024	$3,598.00 (+8.05%)	$94,101 (+45.53%) Land $17,500 Building $76,601	$268,860 (+45.53%) Land $50,000 Building $218,860
2023	$3,330.00 (+0.91%)	$64,660 (-) Land $12,814 Building $51,846	$184,740 (-) Land $36,610 Building $148,130
2022	$3,300.00	$64,660 Land $12,810 Building $51,850
2021			$184,740 Land $36,610 Building $148,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 California Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 California Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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