331 Bunn St, Albemarle, NC 28001 Property Records

Stanly County property record for 331 Bunn St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1939
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Aug 2023)
Tax Bill	$2,159 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`654802963297`

Property Details

APN / Parcel Number

Primary APN	`654802963297`
Alternative APNs	`1542740` `1530190` `1544630` `25352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	171 ft deep x 155 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1544630
Street Address	331 BUNN ST
City	ALBEMARLE
State	NC
Zip	28001-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 331 BUNN ST LOTS 8/10 BLK 2 654812113
Legal Subdivision	CROWELL HEIGHTS
Legal Block	2
Legal Lot Number	8
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	1
Census Block	1051
Census Tract	930300

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 BUNN ST, ALBEMARLE, NC 28001-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer · VA Mortgage UMORTGAGE LLC
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 29, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	2023461123
Deed Book / Page	1830 / 1437
Prior Transfer Date	Jul 6, 2009
Prior Transfer Doc	0000321436
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 30, 2023
Property Address	331 BUNN ST, ALBEMARLE, NC 28001-4354
Document Number	0000461123
Book / Page	1830 / 1437
Map Reference	MB 1 PG 22
Instrument Date	Aug 30, 2023
Instrument	461123
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35267 PICKLER RD, ALBEMARLE, NC 28001-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 BUNN ST, ALBEMARLE, NC 28001-4354

Mortgage

Document Number	0000461124
Date	Aug 30, 2023
Instrument	461124

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 6, 2023
Property Address	331 BUNN ST, ALBEMARLE, NC 28001-4354
Document Number	0000456838
Book / Page	1817 / 162
Map Reference	MB 1 PG 22
Instrument Date	Apr 5, 2023
Instrument	456838
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3479 BASALT CT, HIGH POINT, NC 27265-9027

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456839
Date	Apr 6, 2023
Instrument	456839

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 29, 2019
Property Address	331 BUNN ST, ALBEMARLE, NC 28001-4354
Document Number	0000406708
Book / Page	001662 / 000649
Instrument Date	Jan 29, 2019
Instrument	406708
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	331 BUNN ST ALBEMARLE NC 280014354, ALBEMARLE, NC 28001-4354

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Nov 2, 2018
Property Address	331 BUNN ST, ALBEMARLE, NC 28001-4354
Document Number	0000404809
Book / Page	001657 / 000178
Instrument Date	Nov 1, 2018
Instrument	404809
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANLY NC
Recording Date	Aug 29, 2018
Property Address	331 BUNN ST, ALBEMARLE, NC 28001-4354
Document Number	0000402948
Book / Page	004652 / 000486
Instrument Date	Aug 27, 2018
Instrument	402948
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,159.00 (+90.56%)	$192,853 (+107.57%) Land $26,114 Building $166,739	$192,853 (+107.57%) Land $26,114 Building $166,739
2023	$1,133.00	$92,910 (-) Land $14,463 Building $78,447	$92,910 (-) Land $14,463 Building $78,447
2022	$1,133.00	$92,910 Land $14,463 Building $78,447	$92,910 Land $14,463 Building $78,447

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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