331 Brushed Dunes Cir, Freeport, FL 32439 Property Records

Walton County property record for 331 Brushed Dunes Cir, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,679 sqft · built 2013
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Apr 2021)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1S-18-14040-00B-0070`

Property Details

APN / Parcel Number

Primary APN	`15-1S-18-14040-00B-0070`
Alternative APNs	`15-118-14040-00B-0070` `1022169`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,679 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	2,439 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Finished/Open Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 BRUSHED DUNES CIR
City	FREEPORT
State	FL
Zip	32439-6269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GA
Legal Description	LOT 7 BLK B WINDSWEPT ESTATES PH 4 PB 16-30 OR 2657-4010 OR 2860-1194 OR 2880-2794 OR 2916-3016 OR 2977-3480 OR 3190-3819
Legal Range	18W
Legal Township	01S
Legal Section	15
Legal Subdivision	WINDSWEPT ESTATES PH 4
Legal Phase	4
Legal Block	B
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2072
Census Tract	950501

Owner

Source: Walton County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 BRUSHED DUNES CIR, FREEPORT, FL 32439-6269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jul 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	202115730
Deed Book / Page	3190 / 3819
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 1, 2021
Property Address	331 BRUSHED DUNES CIR, FREEPORT, FL 32439-6269
Document Number	0031903819
Book / Page	3190 / 3819
Map Reference	MB 16 PG 30,30A-30C
Instrument Date	Mar 31, 2021
Instrument	20210015730
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 BRUSHED DUNES CIR, 331, FREEPORT, FL 32439-6269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 BRUSHED DUNES CIR, FREEPORT, FL 32439-6269

Mortgage

Document Number	31903821
Date	Apr 1, 2021
Instrument	3190/3821

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	331 BRUSHED DUNES CIR, FREEPORT, FL 32439-6269
Document Number	0031123724
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 BRUSHED DUNES CIR FREEPORT FL 324396269, FREEPORT, FL 32439-6269

Mortgage

Document Number	0031123724
Date	Jul 26, 2019
Book Page	003112/003724
Instrument	25176

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,036.00 (+1.85%) Homeowner's exemption Veteran's exemption	$406,732 (-1.61%)	$415,445 (+0.5%) Land $81,000 Building $334,445
2024	$2,981.00 (+3.72%)
2023	$2,874.00 (+0.74%) Homeowner's exemption	$413,370 (+10.95%) Land $76,000 Building $337,370	$413,370 (+10.95%) Land $76,000 Building $337,370
2022	$2,853.00 Homeowner's exemption	$372,579 Land $73,538 Building $299,041	$372,579 Land $73,538 Building $299,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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