Kane County property record for 331 Brownstone Dr, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,422 sqft · built 2004 |
| Lot Size | 0.51 acres (2,213 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $832,500 (Apr 2024) |
| Tax Bill | $15,921 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-138-008 |
| Primary APN | 09-34-138-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| Basement Area | 1,153 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,213 sqft (0.51 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 331 BROWNSTONE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNSTONE THAT PART OF LOT 7 DESC IN DOC 2004K113856 |
| Legal Subdivision | BROWNSTONE |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-34-138-008
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 BROWNSTONE DR, SAINT CHARLES, IL 60174-2843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit STERLING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Aug 27, 2004 · Amount on Record |
| Deed Document Number | 202412849 |
| Prior Transfer Date | Aug 24, 2005 |
| Prior Transfer Doc | 0000101810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 18, 2024 |
| Property Address | 331 BROWNSTONE DR, ST CHARLES, IL 60174-2843 |
| Document Number | 0000012849 |
| Map Reference | DOC 200K000149 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024K012849 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 331 BROWNSTONE DR, SAINT CHARLES, IL 60174-2843 |
| Document Number | 0000012850 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 2024K012850 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 331 BROWNSTONE DR, ST CHARLES, IL 60174-2843 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 331 BROWNSTONE DR, ST CHARLES, IL 60174-2843 |
| Document Number | 0000038098 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023K038098 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,921.00 (+10.72%) | ||
| 2024 | $216,538 (+17.62%) Land $50,274 Building $166,264 | $649,874 (+17.67%) Land $150,882 Building $498,992 | |
| 2022 | $14,380.00 (+4.04%) Homeowner's exemption | $184,100 (+4.91%) Land $44,271 Building $139,829 | $552,300 (+4.91%) Land $132,813 Building $419,487 |
| 2021 | $13,822.00 Homeowner's exemption | $175,484 Land $42,199 Building $133,285 | $526,452 Land $126,597 Building $399,855 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898523002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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