Jackson County property record for 331 Broken Oak Trl, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,731 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $649,000 (Dec 2020) |
| Tax Bill | $3,916 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7554-34-5191 |
| Primary APN | 7554-34-5191 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,731 sqft Heated Area |
| 1st Floor Area | 2,354 sqft |
| Upper Floors Area | 504 sqft |
| Basement Area | 1,648 sqft |
| Unfinished Basement | 1,648 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 503 sqft |
| Deck Area | 92 sqft |
| Patio Area | 702 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 331 BROKEN OAK TRL |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF N NORTON RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | HAMBURG |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950800 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 GRANT ST NE, ATLANTA, GA 30312 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Deed Book / Page | 2286 / 652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Dec 14, 2020 |
| Property Address | 331 BROKEN OAK TRL, CULLOWHEE, NC 28723-8811 |
| Document Number | 0022860652 |
| Book / Page | 2286 / 652 |
| Map Reference | CAB 7 SL 127 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,298.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 SEASIDE TRL, 140, VERO BEACH, FL 32963-5810 |
| Name | Verified Name |
|---|---|
| Address | 481 GRANT ST SE, ATLANTA, GA 30312-3154 |
| Document Number | 2286655 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2286/655 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,030,723 (+65.04%) Land $220,940 Building $809,783 | |
| 2025 | $3,916.00 (+65.02%) | |
| 2023 | $2,373.00 | $624,540 Land $85,940 Building $538,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
May also be available: BalsamWest FiberNET, Optimum.
4G LTE (outdoors only), no 5G reported
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