331 Blacksmith Trl, Elkin, NC 28621 Property Records

Surry County property record for 331 Blacksmith Trl, Elkin, NC 28621

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,484 sqft · built 1998
Lot Size	9.04 acres (393,782 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2017)
Tax Bill	$964 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4983-00-06-4361`

Property Details

APN / Parcel Number

Primary APN	`4983-00-06-4361`
Alternative APN	`100106877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Living Area
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	393,782 sqft (9.04 acres)
Porch	Open Porch
Porch Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100106877
Street Address	331 BLACKSMITH TRL
City	ELKIN
State	NC
Zip	28621-8165
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	DIST:07 CITY/MUNI/TWP:TOWNSHIP: MARSH SUBD:DOBBINS MILL/STANLEY MILL
Legal Subdivision	DOBBINS MILL/STANLEY MILL
Jurisdiction	SURRY NC
Township / Civil Division	MARSH
Census Block Group	1
Census Block	1028
Census Tract	931003

Owner

Source: Surry County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 BLACKSMITH TRL, ELKIN, NC 28621-8165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	0015820913
Deed Book / Page	1582 / 0913
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	331 BLACKSMITH TRL, ELKIN, NC 28621-8165
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001851/678
Date	Apr 14, 2023
Book Page	1851/678
Instrument	704601

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	331 BLACKSMITH TRL, ELKIN, NC 28621-8165
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001799/193
Date	Jan 28, 2022
Book Page	1799/193
Instrument	692218

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jan 31, 2017
Property Address	331 BLACKSMITH TRL, ELKIN, NC 28621-8165
Document Number	1582/0913
Book / Page	1582 / 0913
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 BLACKSMITH TRL, ELKIN, NC 28621-8165

Mortgage

Document Number	1582/0919
Date	Jan 31, 2017
Book Page	1582/0919
Instrument	642217

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Surry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 (+58.29%)	$146,730 (+32.94%) Land $41,660 Building $105,070	$146,730 (+32.94%) Land $41,660 Building $105,070
2023	$609.00	$110,370 Land $34,710 Building $75,660	$110,370 Land $34,710 Building $75,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only)

Nearby Properties on Blacksmith Trl

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