Lake County property record for 331 Birkdale Rd, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,963 sqft · built 1962 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $685,000 (Mar 2024) |
| Tax Bill | $13,321 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-20-221-004 |
| Primary APN | 12-20-221-004 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,963 sqft Living Area |
| Gross Area | 3,802 sqft |
| 1st Floor Area | 1,832 sqft |
| Upper Floors Area | 754 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 377 sqft |
| Unfinished Basement | 377 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 331 BIRKDALE RD |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF THE TERRACE LOT 20 BLOCK 12 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF THE TERRACE |
| Legal Block | 12 |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 863202 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2025 | Intrafamily Transfer, Transfer FRANK COCHRANE ETAL |
| Mar 21, 2024 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 6, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Prior Sale | Apr 6, 2021 · Amount on Record |
| Deed Document Number | 20248025618 |
| Prior Transfer Date | Nov 15, 2013 |
| Prior Transfer Doc | 0007056495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 23, 2025 |
| Property Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Document Number | 0008123272 |
| Map Reference | DOC 265877 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 8123272 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | CT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Document Number | 0008123273 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 8123273 |
| Name | FRANK COCHRANE ETAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 21, 2024 |
| Property Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Document Number | 0008025618 |
| Map Reference | 265877 MB O PGS 62 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 8025618 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Name | Verified Name |
|---|---|
| Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Document Number | 0008025619 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 8025619 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate | 6.99% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 6, 2021 |
| Property Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Document Number | 0007772393 |
| Map Reference | DOC 265877 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 7772393 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111W W WASHINGTON ST # ST1421, 111W, CHICAGO, IL 60602-2702 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 331 BIRKDALE RD, LAKE BLUFF, IL 60044-2334 |
| Document Number | 0007772394 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 7772394 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223,664 (+11.06%) Land $97,403 Building $126,261 | $671,059 (+11.06%) Land $292,238 Building $378,821 | |
| 2024 | $13,321.00 (+9.1%) | $201,399 (+11.73%) Land $87,707 Building $113,692 | $604,257 (+11.73%) Land $263,147 Building $341,110 |
| 2023 | $12,210.00 (+3.63%) | $180,248 (+0.92%) Land $78,496 Building $101,752 | $540,799 (+0.92%) Land $235,512 Building $305,287 |
| 2022 | $11,782.00 | $178,604 Land $77,780 Building $100,824 | $535,865 Land $233,363 Building $302,502 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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