331 Belle St, Alton, IL 62002 Property Records

Madison County property record for 331 Belle St, Alton, IL 62002

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,260 sqft · built 1970
Lot Size	0.046 acres (1,995 sqft)
Owner	Company Name on Record
Tax Bill	$6,307 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2023 Mortgage + 2 more
APN	`23-2-07-14-06-102-024`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-14-06-102-024`

Interior

Building Area	5,260 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	1,995 sqft (0.046 acres)
Lot Dimensions	105 ft deep x 19 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	331 BELLE ST
City	ALTON
State	IL
Zip	62002-6116
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	EDWARDS NINIAN SUBD BLK 93 GODFREY & GILMANS ADDN LOT PT 16 & TRACT 19 X 105
Legal Subdivision	EDWARDS NINIAN SUBD
Legal Tract	19
Legal Block	93
Legal Lot Number	16
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1038
Census Tract	402400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Hill Historic District listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	315 BELLE ST, ALTON, IL 62002-6116
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF BELLEVILLE
Jun 27, 2023	Deed of Trust, Mortgage · Seller Carry-Back SANDERS TRUST
Sep 30, 2022	Warranty Deed, Transfer
Mar 7, 2019	Deed of Trust, Mortgage · Line of Credit CNB BK&TR NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022
Deed Sale	Sep 30, 2022
Deed Document Number	202231991
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	0000031991
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	331 BELLE ST, ALTON, IL 62002-6116
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026654
Date	Sep 24, 2025
Instrument	2025R26654

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	331 BELLE ST, ALTON, IL 62002-6116
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016821
Date	Jun 27, 2023
Instrument	2023R16821

Lender

Name	SANDERS TRUST
Type	Seller
Address	26184 MIDLAND LN, DOW, IL 62022

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2028

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 30, 2022
Property Address	331 BELLE ST, ALTON, IL 62002-6116
Document Number	0000031991
Map Reference	PB 10 PG 18
Instrument Date	Aug 22, 2022
Instrument	2022R31991
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 BELLE ST, 315, ALTON, IL 62002-6116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BELLE ST, ALTON, IL 62002-6116
Investor	Possibly a Property Investor

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	331 BELLE ST, ALTON, IL 62002-6116
Document Number	0000008126
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE & ESCROW INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BELLE ST ALTON IL 620026116, ALTON, IL 62002-6116

Mortgage

Document Number	0000008126
Date	Mar 15, 2019
Instrument	8126

Lender

Name	CNB BK&TR NA
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 14, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,307.00 (+8.85%)	$78,800 (+35.42%) Land $3,970 Building $74,830	$236,400 (+35.28%) Land $11,910 Building $224,490
2024	$5,794.00 (+13.5%)
2022	$5,105.00	$58,190 Land $2,930 Building $55,260	$174,745 Land $8,799 Building $165,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	48 (1979–2019)
Claims Outside the SFHA	6 of 48
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 16 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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