331 Bear Cage Rd, Roan Mountain, TN 37687 Property Records

Carter County property record for 331 Bear Cage Rd, Roan Mountain, TN 37687

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,476 sqft · built 1986
Lot Size	9.14 acres (398,138 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Jun 2026)
Tax Bill	$897 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083-122.00`

Property Details

APN / Parcel Number

Primary APN	`083-122.00`
Alternative APNs	`0308308312200` `010083 12200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,476 sqft Living Area
1st Floor Area	738 sqft
Upper Floors Area	288 sqft
Attic	Attic
Attic Area	450 sqft
Basement Area	432 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	398,138 sqft (9.14 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed/Unfinished Porch
Porch Area	554 sqft
Deck Area	54 sqft
Patio Area	572 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	331 BEAR CAGE RD
City	ROAN MOUNTAIN
State	TN
Zip	37687-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB E PG 750 LOT 1-2-4
Legal Subdivision	THOMAS TODD GRAYSON #3
Legal Lot Number	1-2-4
Jurisdiction	CARTER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1004
Census Tract	71500

Owner

331 Bear Cage Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Carter County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 BEAR CAGE RD, ROAN MOUNTAIN, TN 37687-3830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Dec 10, 2019	Warranty Deed, Transfer BANK OF TENNESSEE
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Dec 10, 2019 · Amount on File
Deed Document Number	20263948
Deed Book / Page	647 / 669
Transfer Doc	0454000165
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Jun 11, 2026
Property Address	331 BEAR CAGE RD, ROAN MOUNTAIN, TN 37687-3830
Document Number	0000003948
Book / Page	647 / 669
Instrument Date	May 10, 2026
Instrument	20263948
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CLASSIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,757.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 BEAR CAGE RD, ROAN MOUNTAIN, TN 37687-3830

Mortgage

Document Number	0000003949,
Date	Jun 11, 2026
Book Page	647/672
Instrument	20263949

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2066

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	331 BEAR CAGE RD, ROAN MOUNTAIN, TN 37687-3830
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002304
Date	Mar 29, 2021
Book Page	429/699
Instrument	21002304

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Dec 10, 2019
Property Address	331 BEAR CAGE RD, ROAN MOUNTAIN, TN 37687-3830
Document Number	0000007341
Book / Page	000372 / 000326
Instrument Date	Dec 8, 2019
Instrument	7341
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.15
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	331 BEAR CAGE RD ROAN MOUNTAIN TN 376873830, ROAN MOUNTAIN, TN 37687-3830

Mortgage

Document Number	7342
Date	Dec 10, 2019
Book Page	000372/000329
Instrument	7342

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.52%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	331 BEAR CAGE RD, ROAN MOUNTAIN, TN 37687-3830
Document Number	0000006629
Book / Page	000300 / 000777
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	335 BEAR CAGE RD ROAN MOUNTAIN TN 376873830, ROAN MOUNTAIN, TN 37687-3830

Mortgage

Document Number	0000006629
Date	Nov 13, 2017
Book Page	000300/000777
Instrument	6629

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 331 Bear Cage Rd was $897.

Source: Carter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$897.00	$41,125 Land $17,175 Building $23,950	$164,500 Land $68,700 Building $95,800
2023		$41,125 (-) Land $17,175 Building $23,950
2022	$835.00	$41,125 Land $17,175 Building $23,950	$164,500 (-) Land $68,700 Building $95,800
2021			$164,500 Land $68,700 Building $95,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 331 Bear Cage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Bear Cage Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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