Indian River County property record for 331 Bayfront Ter, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Nov 2023) |
| Tax Bill | $4,127 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-24-00001-3090-00012.0 |
| Primary APN | 31-38-24-00001-3090-00012.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 1,320 sqft |
| Porch | Enclosed Porch |
| Porch Area | 480 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 23121 |
|---|---|
| Street Address | 331 BAYFRONT TER |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT NO 10 BLK 309 LOT 12 PBI 6-37K |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 24 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 10 |
| Legal Block | 309 |
| Legal Lot Number | 12 |
| Legal Unit | 10 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 50809 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 331 BAYFRONT TER, SEBASTIAN, FL 32958-5507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY MORTGAGE LENDING |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 16, 2019 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Prior Sale | Apr 16, 2019 · Amount on Record |
| Deed Document Number | 3120230055236 |
| Deed Book / Page | 3659 / 1964 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 2, 2023 |
| Property Address | 331 BAYFRONT TER, SEBASTIAN, FL 32958-5507 |
| Document Number | 0036591964 |
| Book / Page | 3659 / 1964 |
| Map Reference | MB 6 PG 37,37A-37O |
| Instrument Date | Oct 23, 2023 |
| Instrument | 3120230055236 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 BAYFRONT TER, SEBASTIAN, FL 32958-5507 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 CARDINAL DR, SEBASTIAN, FL 32958-5205 |
| Document Number | 0036591965 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 3659///1965 |
| Name | LIBERTY MORTGAGE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 331 BAYFRONT TER, SEBASTIAN, FL 32958-5507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 331 BAYFRONT TER, SEBASTIAN, FL 32958-5507 |
| Document Number | 0035030296 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 3503/296 |
| Instrument | 3120220003345 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 16, 2019 |
| Property Address | 331 BAYFRONT TER, SEBASTIAN, FL 32958-5507 |
| Document Number | 0031991736 |
| Book / Page | 003199 / 001736 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 22414 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | PROFESSIONAL TITLE/INDIAN RIVE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 BAYFRONT TER SEBASTIAN FL 329585507, SEBASTIAN, FL 32958-5507 |
| Document Number | 31991745 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 003199/001745 |
| Instrument | 22415 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,127.00 (+88.36%) | $257,813 (+60.84%) Land $57,800 Building $200,013 | $257,813 (+1.46%) Land $57,800 Building $200,013 |
| 2023 | $2,191.00 (+3.4%) | $160,291 (+1.87%) | $254,101 (+23.89%) Land $56,100 Building $198,001 |
| 2022 | $2,119.00 | $157,356 | $205,104 Land $35,700 Building $169,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 50 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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