Dorchester County property record for 331 Ayers Cir, Summerville, SC 29485
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,245 sqft · built 2008 |
| Lot Size | 0.459 acres (20,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,900 (Nov 2020) |
| Tax Bill | $4,411 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Nov 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-13-04-048 |
| Primary APN | 145-13-04-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,245 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,006 sqft (0.459 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0031329 |
|---|---|
| Street Address | 331 AYERS CIR |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR-2_SV |
| Legal Description | LOT 88 SUBD: SALISBURY ACRES PH 0 |
| Legal Subdivision | SALISBURY ACRES |
| Legal Phase | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10505 |
331 Ayers Cir is owned and occupied by two individuals who bought it in November 2020.
Source: Dorchester County records, as of November 25, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 AYERS CIR, SUMMERVILLE, SC 29485-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Nov 19, 2020 | Grant Deed, Transfer · Conventional Mortgage GUILD MTG |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Prior Sale | Feb 23, 2016 · Amount on File |
| Deed Document Number | 202031590 |
| Deed Book / Page | 12925 / 118 |
| Prior Transfer Date | Jan 31, 2007 |
| Prior Transfer Doc | 0058480107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 331 AYERS CIR, SUMMERVILLE, SC 29485-3305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 331 AYERS CIR, SUMMERVILLE, SC 29485-3305 |
| Document Number | 138340177 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 13834/177 |
| Instrument | 2021038528 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Nov 19, 2020 |
| Property Address | 331 AYERS CIR, SUMMERVILLE, SC 29485-3305 |
| Document Number | 2925/0118 |
| Book / Page | 012925 / 000118 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 31590 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 AYERS CIR SUMMERVILLE SC 294853305, SUMMERVILLE, SC 29485-3305 |
| Document Number | 2925/0123 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 012925/000123 |
| Instrument | 31591 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 331 AYERS CIR, SUMMERVILLE, SC 29485-3305 |
| Document Number | 1859/0152 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 331 AYERS CIR SUMMERVILLE SC 294853305, SUMMERVILLE, SC 29485-3305 |
| Document Number | 1859/0152 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 011859/000152 |
| Instrument | 10364 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 331 AYERS CIR, SUMMERVILLE, SC 29485-3305 |
| Document Number | 1859/0166 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 331 AYERS CIR SUMMERVILLE SC 294853305, SUMMERVILLE, SC 29485-3305 |
| Document Number | 1859/0166 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 011859/000166 |
| Instrument | 10365 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 331 AYERS CIR, SUMMERVILLE, SC 29485-3305 |
| Document Number | 1036/0214 |
| Book / Page | 011036 / 000214 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 331 AYERS CIR SUMMERVILLE SC 294853305, SUMMERVILLE, SC 29485-3305 |
| Document Number | 1036/0214 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 011036/000214 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2047 |
The 2025 property tax bill for 331 Ayers Cir was $4,411.
Source: Dorchester County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | Summerville Town |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,411.00 | $19,939 Land $4,200 Building $15,739 | $498,464 Land $105,000 Building $393,464 |
| 2024 | $4,411.00 (+11.33%) | ||
| 2023 | $3,962.00 (+1.75%) | $16,760 (-) Land $2,400 Building $14,360 | $419,000 (-) Land $60,000 Building $359,000 |
| 2022 | $3,894.00 | $16,760 Land $2,400 Building $14,360 | $419,000 Land $60,000 Building $359,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 Ayers Cir in Zone X, an area of minimal flood risk, though there have been 116 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 116 (1986–2024) |
| Claims Outside the SFHA | 7 of 116 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Ayers Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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