Effingham County property record for 331 Adams St, Mason, IL 62443
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,664 sqft · built 1974 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Aug 2016) |
| Tax Bill | $2,417 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22-004-060 |
| Primary APN | 07-22-004-060 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,664 sqft Base Area |
| 1st Floor Area | 1,664 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 331 ADAMS ST |
|---|---|
| City | MASON |
| State | IL |
| Zip | 62443-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 &2 BLK 5 AG STARRS ADD 3236/76 3132/77 1128/206 751/67 650/194 494/332 490/249 |
| Legal Subdivision | STARRS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 1-2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | MASON |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 950400 |
331 Adams St is owned and occupied by two individuals who bought it in August 2016.
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 ADAMS ST, MASON, IL 62443-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on File |
| Deed Sale | Aug 30, 2016 · Amount on File |
| Prior Sale | Jul 17, 2015 · Amount on File |
| Deed Document Number | 20161603894 |
| Deed Book / Page | 3236 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 331 ADAMS ST, MASON, IL 62443-3509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003883/73 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 3883/73 |
| Instrument | 202322003236 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 331 ADAMS ST, MASON, IL 62443-3509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003473/033 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 3473/033 |
| Instrument | 201901902190 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 20, 2024 |
| Rate | 5.75% |
|---|
The 2025 property tax bill for 331 Adams St was $2,417 with exemptions applied.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Mason Township |
| Municipality | Mason Town |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,417.00 | $41,570 Land $1,330 Building $40,240 | $124,710 Land $3,990 Building $120,720 |
| 2022 | $1,432.00 Homeowner's exemption | $31,230 Land $1,000 Building $30,230 | $93,690 Land $3,000 Building $90,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 331 Adams St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
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