Cape May County and Stone Harbor Borough property record for 331 93rd St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 764 sqft · built 1945 |
| Lot Size | 0.088 acres (3,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,715,000 (Apr 2024) |
| Tax Bill | $5,209 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00093-04-00128-01 |
| Primary APN | 10-00093-04-00128-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 764 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 3,851 sqft (0.088 acres) |
| Lot Dimensions | 110 ft deep x 35 ft wide |
| Street Address | 331 93RD ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | ADDITIONAL LOTS: 128.02 |
| Legal Block | 93.4 |
| Legal Lot Number | 128.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 20901 |
331 93rd St is owned by two individuals who bought it in April 2024.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 WINDING WAY, HADDONFIELD, NJ 08033-3608 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Apr 10, 2024 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on File |
| Deed Sale | Apr 10, 2024 · Amount on File |
| Prior Sale | May 28, 2003 · Amount on File |
| Deed Document Number | 202435735 |
| Deed Book / Page | 4162 / 714 |
| Prior Transfer Date | Nov 14, 2011 |
| Prior Transfer Doc | 0000000208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 331 93RD ST, STONE HARBOR, NJ 08247-1506 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | LAND SERVICES USA INC, LAND SERVICES USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000079869 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | M6852/18 |
| Instrument | 2025079869 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Max Rate At Change | 0.03% |
| Index | Other |
| Max Rate | 0.11% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 10, 2024 |
| Property Address | 331 93RD ST, STONE HARBOR, NJ 08247-1506 |
| Document Number | 0000035735 |
| Book / Page | D4162 / 714 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024035735 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 CAMP WOODS RD, VILLANOVA, PA 19085-1004 |
| Name | Verified Name |
|---|---|
| Address | 185 WINDING WAY, HADDONFIELD, NJ 08033-3608 |
| Document Number | 0000035736 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024035736 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696,400 (-) Land $637,000 Building $59,400 | $696,400 (-) Land $637,000 Building $59,400 | |
| 2025 | $696,400 Land $637,000 Building $59,400 | $696,400 Land $637,000 Building $59,400 | |
| 2024 | $5,209.00 | ||
| 2023 | $696,400 Land $637,000 Building $59,400 | $696,400 Land $637,000 Building $59,400 | |
| 2022 | $4,819.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 331 93rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 331 93rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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