331 7th St, Cloquet, MN 55720 Property Records

Carlton County property record for 331 7th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.159 acres (6,943 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Sep 2025)
Tax Bill	$3,026 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-145-1140`

Property Details

APN / Parcel Number

Primary APN	`06-145-1140`
Alternative APN	`2375`

Exterior

Lot Area	6,943 sqft (0.159 acres)

Location & Zoning

Account Number	2375
Street Address	331 7TH ST
City	CLOQUET
State	MN
Zip	55720-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOCKET 294263 CITY OF CLOQUET HIGHLAND PARK
Legal Subdivision	HIGHLAND PARK
Legal Block	3
Legal Lot Number	18
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	5
Census Block	5027
Census Tract	70100

Owner

331 7th St is owned and occupied by an individual who bought it in September 2025.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	331 7TH ST, CLOQUET, MN 55720-2018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	2025523371
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 24, 2025
Property Address	331 7TH ST, CLOQUET, MN 55720-2018
Document Number	A000523371
Instrument Date	Sep 19, 2025
Instrument	A000523371
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 7TH ST, CLOQUET, MN 55720-2018

Mortgage

Document Number	A000523372
Date	Sep 24, 2025
Instrument	A000523372

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 331 7th St was $3,026 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,026.00 Homeowner's exemption
2025		$202,100 (+4.55%) Land $18,700 Building $183,400	$202,100 (+4.55%) Land $18,700 Building $183,400
2024	$2,840.00 Homeowner's exemption	$193,300 (+3.92%) Land $18,700 Building $174,600	$193,300 (+3.92%) Land $18,700 Building $174,600
2023	$2,840.00 Homeowner's exemption	$186,000 (-) Land $18,700 Building $167,300	$186,000 (-) Land $18,700 Building $167,300
2022		$186,000 Land $18,700 Building $167,300	$186,000 Land $18,700 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC.

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