331 4th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 331 4th St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 2021
Lot Size0.152 acres (6,600 sqft)
Owner2 Trust Names on File
Last Sale$2,100,000 (Mar 2025)
Tax Bill$8,576 (2024)
Flood ZoneZone AE (high risk)
APN00073250-000100

Property Details

APN / Parcel Number

Primary APN00073250-000100
Alternative APN
  • 9102167

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,976 sqft Living Area
Gross Area2,396 sqft
1st Floor Area1,976 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number9102167
Street Address331 4TH ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 14 KEY COLONY BEACH PB3-120 SHELTER KEY OR114-314 OR116-244/45 OR441-263 OR596-286 OR1344-232 OR1496-120 OR2066-1250 OR2066-1251 OR2275-865
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block4
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

331 4th St is held in a trust since March 2025.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Trust Names on File
Mailing Address42 RICHMOND DR, NEW SMYRNA BEACH, FL 32169-5402
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2025 · Amount on File
Deed SaleMar 28, 2025 · Amount on File
Deed Document Number20252495030
Deed Book / Page3318 / 415
Prior Transfer DateMar 4, 2025
Prior Transfer Doc0033180406
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,159,338$1,520,349 Land $812,592 Building $707,757
2024$8,576.00 (+2.83%)
2023$8,340.00 (+3.87%) Homeowner's exemption$855,021 (+3%)$1,283,213 (+27.43%) Land $845,724 Building $437,489
2022$8,029.00 Homeowner's exemption$830,118$1,006,989 Land $544,896 Building $462,093

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 331 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 4th St

Nearby Streets

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