331 4th St, Cloquet, MN 55720 Property Records

Carlton County property record for 331 4th St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.309 acres (13,497 sqft)
Owner	Individual Name on Record
Tax Bill	$3,470 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-420-0780`

Property Details

APN / Parcel Number

Primary APN	`06-420-0780`
Alternative APN	`4775`

Exterior

Lot Area	13,497 sqft (0.309 acres)

Location & Zoning

Account Number	4775
Street Address	331 4TH ST
City	CLOQUET
State	MN
Zip	55720-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LT 18 AND ALL CITY OF CLOQUET WOODLAWN ADDITION
Legal Subdivision	WOODLAWN ADDITION
Legal Block	B
Legal Lot Number	17-18
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	5
Census Block	5029
Census Tract	70100

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 4TH ST, CLOQUET, MN 55720-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	331 4TH ST, CLOQUET, MN 55720-2051
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000515953
Date	Mar 20, 2024
Instrument	A000515953

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 28, 2029

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	331 4TH ST, CLOQUET, MN 55720-2051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000496194
Date	Dec 29, 2020
Instrument	A000496194

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	331 4TH ST, CLOQUET, MN 55720-2051
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000474092
Date	May 12, 2017
Instrument	A000474092

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,470.00 (+11.65%) Homeowner's exemption
2025		$226,400 (+8.74%) Land $30,800 Building $195,600	$226,400 (+8.74%) Land $30,800 Building $195,600
2024	$3,108.00 Homeowner's exemption	$208,200 (+3.69%) Land $30,800 Building $177,400	$208,200 (+3.69%) Land $30,800 Building $177,400
2023	$3,108.00 Homeowner's exemption	$200,800 (-) Land $30,800 Building $170,000	$200,800 (-) Land $30,800 Building $170,000
2022		$200,800 Land $30,800 Building $170,000	$200,800 Land $30,800 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC.

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