331 2nd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 331 2nd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,800 sqft · built 2024
Lot Size	0.269 acres (11,718 sqft)
Owner	Trust Name on File
Last Sale	$12,000 (Aug 2014)
Tax Bill	$6,530 (2026)
Deeds & Mortgages	May 2024 Line of Credit Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`320042507010000`

Property Details

APN / Parcel Number

Primary APN	`320042507010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	11,718 sqft (0.269 acres)

Location & Zoning

Street Address	331 2ND AVE W
City	CRESCO
State	IA
Zip	52136-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 7 & ALL LOT 8 BLK 25 BALDWINS ADDN
Legal Subdivision	BALDWINS ADDN
Legal Block	25
Legal Lot Number	7
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1046
Census Tract	960100

Owner

331 2nd Ave W is held in a trust since August 2014.

Source: Howard County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 95, CRESCO, IA 52136-0095
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2024	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Oct 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2014 · Amount on File
Deed Sale	Aug 27, 2014 · Amount on File
Deed Document Number	20141185
Deed Book / Page	2014 / 1185
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	331 2ND AVE W, CRESCO, IA 52136-1513
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 335TH ST, CRESCO, IA 52136-9702

Mortgage

Document Number	002024/608
Date	May 22, 2024
Book Page	2024/608
Instrument	2024 608

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Oct 28, 2022
Property Address	331 2ND AVE W, CRESCO, IA 52136-1513
Document Number	02022/1723
Book / Page	2022 / 1723
Instrument Date	Oct 28, 2022
Instrument	2022 1723
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount on Record
Tax	$31.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 377, CRESCO, IA 52136-0377

Tax Assessment & Valuation

The 2026 property tax bill for 331 2nd Ave W was $6,530, down 5.9% from the year before.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,530.00 (-5.93%)	$395,980 (-) Land $11,360 Building $384,620	$470,980 (+18.94%) Land $11,360 Building $459,620
2025	$6,942.00 (+3,205.71%)	$395,980 Land $11,360 Building $384,620	$395,980 Land $11,360 Building $384,620
2024	$210.00
2023		$11,360 Land $11,360	$11,360 Land $11,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 2nd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 2nd Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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