Suffolk County and Smithtown Town property record for 331 2nd Ave, Saint James, NY 11780 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1941 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $389,000 (Apr 2023) |
| Tax Bill | $7,896 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 56.-2-34 |
| Primary APN | 473489 56.-2-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J21450 |
|---|---|
| Street Address | 331 2ND AVE |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-780851 TC-76 *585 LOT 109 ST JAMES PARK |
| Legal Subdivision | MAP OF SAINT JAME SPARK |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 135003 |
Source: Suffolk County and Smithtown Town records · APN 473489 56.-2-34
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 2ND AVE, SAINT JAMES, NY 11780-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage EMBRACE HOME LOANS INC |
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK |
| Apr 05, 2023 | Deed, Transfer NEW MILLENNIUM TITLE GROUP |
| May 02, 2018 | Deed, Transfer |
| Sep 28, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2023 · Amount on Record |
| Deed Sale | Apr 05, 2023 · Amount on Record |
| Prior Sale | May 02, 2018 · Amount on Record |
| Deed Book / Page | 13196 / 191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 331 2ND AVE, SAINT JAMES, NY 11780-2035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237080364 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 23708/364 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 331 2ND AVE, SAINT JAMES, NY 11780-2035 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234280125 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 23428/125 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 05, 2023 |
| Property Address | 331 2ND AVE, SAINT JAMES, NY 11780-2035 |
| Document Number | 0131960191 |
| Book / Page | 13196 / 191 |
| Instrument Date | Mar 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | NEW MILLENNIUM TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 VAN BUREN ST, BRENTWOOD, NY 11717-1411 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 02, 2018 |
| Property Address | 331 2ND AVE, SAINT JAMES, NY 11780-2035 |
| Document Number | 0129590869 |
| Book / Page | 12959 / 869 |
| Instrument Date | Apr 09, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 682 HORSE RACE LN, SAINT JAMES, NY 11780-4219 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 28, 2017 |
| Property Address | 331 2ND AVE, SAINT JAMES, NY 11780-2035 |
| Document Number | 0129310666 |
| Book / Page | 012931 / 000666 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $820.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 682 HORSE RACE LN ST JAMES NY 117804219, ST JAMES, NY 11780-4219 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,890 (-) Land $200 Building $2,690 | $361,250 (+10,774.47%) Land $25,000 Building $336,250 | |
| 2024 | $7,896.00 | ||
| 2023 | $2,890 (-) Land $200 Building $2,690 | $3,322 (+12.65%) Land $230 Building $3,092 | |
| 2022 | $2,890 Land $200 Building $2,690 | $2,949 Land $204 Building $2,745 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031350033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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