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331 20th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 331 20th St Ocean, Marathon, FL 33050

Property Summary

Property TypeCommercial
Lot Size0.238 acres (10,395 sqft)
OwnerCompany Name on Record
Last Sale$575,000 (Jan 2026)
Tax Bill$3,321 (2024)
Deeds & MortgagesJan 2026 Sale
Feb 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00326490-002000

Property Details

APN / Parcel Number

Primary APN00326490-002000
Alternative APNs
  • 09663200326490002000
  • 8649827

Exterior

Lot Area10,395 sqft (0.238 acres)

Location & Zoning

Account Number8649827
Old Parcel Number09663200326490002000
Street Address331 20TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-2149
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT OF LTS 12 13 & 14 BLK 1 PARRISH SUB MARATHON SUB SUB OF GOV LT 2 SEC 9 TWP 66S R32E PB2-18 (A/K/A FISHERMENS POINTE LOT 20
Legal Range32E
Legal Township66S
Legal Section09
Legal SubdivisionPARRISH SUBD
Legal Block1
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1008
Census Tract971300

Owner

Source: Monroe County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address123 N INDIES DR, DUCK KEY, FL 33050-3704
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 14, 2022Warranty Deed, Transfer · Commercial Mortgage
FLORIDA KEYS LOBSTER & STONE CRAB C

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleFeb 14, 2022 · Amount on Record
Deed Document Number2528941
Deed Book / Page3362 / 1505
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 20, 2026
Property Address331 20TH STREET OCEAN, MARATHON, FL 33050-2149
Document Number0033621505
Book / Page3362 / 1505
Map ReferenceMB 2 PG 18
Instrument DateDec 29, 2025
Instrument2528941
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 BRUCE CT, MARATHON, FL 33050-2953

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 N INDIES DR, DUCK KEY, FL 33050-3704

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 14, 2022
Property Address331 20TH STREET OCEAN, MARATHON, FL 33050-2149
Document Number0031541952
Book / Page3154 / 1952
Map ReferenceMB 2 PG 18
Instrument DateJan 27, 2022
Instrument2361234
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address185 COCOANUT AVE, MARATHON, FL 33050-5704

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 BRUCE CT, MARATHON, FL 33050-2953

Mortgage

Document Number0031541954
DateFeb 14, 2022
Instrument3154/1954
Lender
NameFLORIDA KEYS LOBSTER & STONE CRAB C
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 27, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$357,696 (-0.15%) Land $350,050 Building $7,646$357,696 (-0.15%) Land $350,050 Building $7,646
2024$3,321.00 (-3.04%)
2023$3,425.00 (+71.77%)$358,247 (+16.55%) Land $350,050 Building $8,197$358,247 (+16.55%) Land $350,050 Building $8,197
2022$1,994.00$307,370 Land $299,300 Building $8,070$307,370 Land $299,300 Building $8,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 139 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies211 units insured
incl. 72 condo units
Nearby Flood Claims220 (1982–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 82 claims
  • Hurricane Wilma, Oct 2005 · 28 claims
  • Hurricane Georges, Sep 1998 · 97 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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