3309 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3309 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,355 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$412,700 (Jul 2022)
Tax Bill	$7,192 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-32-3296-0001-1720`

Property Details

APN / Parcel Number

Primary APN	`29-26-32-3296-0001-1720`
Alternative APN	`263229329600011720`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,355 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	2,355 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3309 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 172
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	HARMONY NBHD I
Legal Tract	3296
Legal Block	1720
Legal Lot Number	172
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2099
Census Tract	43801

Owner

3309 Sagebrush St is owner-occupied and held in a trust since February 2026.

Source: Osceola County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3309 SAGEBRUSH ST, HARMONY, FL 34773-6095
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Warranty Deed, Transfer
Jul 28, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Sep 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Deed Document Number	2022115933
Deed Book / Page	6259 / 1111
Last Transfer Date	Feb 25, 2026
Transfer Doc	0069362219
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 13, 2026
Property Address	3309 SAGEBRUSH ST, HARMONY, FL 34773-6095
Document Number	0069362219
Book / Page	6936 / 2219
Map Reference	MB 24 PG 110-119
Instrument Date	Feb 25, 2026
Instrument	2026033093
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3309 SAGEBRUSH ST, HARMONY, FL 34773-6095

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2022
Property Address	3309 SAGEBRUSH ST, HARMONY, FL 34773-6095
Document Number	0062591111
Book / Page	6259 / 1111
Map Reference	MB 24 PG 110-119
Instrument Date	Jul 20, 2022
Instrument	2022115933
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,888.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 SAGEBRUSH ST, HARMONY, FL 34773-6095

Mortgage

Document Number	0062591113
Date	Jul 28, 2022
Instrument	6259/1113

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 28, 2017
Property Address	3309 SAGEBRUSH ST, HARMONY, FL 34773-6095
Document Number	0052141789
Book / Page	005214 / 001789
Instrument Date	Sep 27, 2017
Instrument	137429
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1750 W BROADWAY ST #111 OVIEDO FL 327659618, 111, OVIEDO, FL 32765-9618
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3309 Sagebrush St was $7,192 with a homeowner's exemption, up 4.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,192.00 (+4.28%) Homeowner's exemption	$337,614	$341,500 Land $60,000 Building $281,500
2024	$6,897.00 (-6.6%)
2023	$7,384.00 (+167.05%) Homeowner's exemption	$365,300 (+508.83%) Land $65,000 Building $300,300	$365,300 (+508.83%) Land $65,000 Building $300,300
2022	$2,765.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3309 Sagebrush St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3309 Sagebrush St is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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