3309 S Leonard Rd, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3309 S Leonard Rd, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 1962
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$95,100 (Oct 2009)
Tax Bill	$931 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2022 Mortgage
APN	`06-6.0-24-003-002-034.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-002-034.000`

Interior

Building Area	1,270 sqft Base Area
1st Floor Area	1,270 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Location & Zoning

Street Address	3309 S LEONARD RD
City	SAINT JOSEPH
State	MO
Zip	64503-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LEONARD ROAD ACRES LOT:5 BLK:2LGL DESC:
Legal Subdivision	LEONARD ROAD ACRES
Legal Block	2
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1034
Census Tract	1700

Owner

3309 S Leonard Rd is owned and occupied by an individual who bought it in October 2009.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3309 S LEONARD RD, SAINT JOSEPH, MO 64503-1738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 23, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2009 · Amount on File
Deed Sale	Oct 21, 2009 · Amount on File
Prior Sale	Feb 13, 2009
Deed Document Number	200913112
Deed Book / Page	3176 / 918
Prior Transfer Date	Jul 5, 2005
Prior Transfer Doc	02810/0841
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3309 S LEONARD RD, SAINT JOSEPH, MO 64503-1738
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 S LEONARD RD, SAINT JOSEPH, MO 64503-1738

Mortgage

Document Number	003795/634
Date	Mar 25, 2024
Book Page	3795/634
Instrument	2024002012

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Apr 11, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3309 S LEONARD RD, SAINT JOSEPH, MO 64503-1738
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 S LEONARD RD, SAINT JOSEPH, MO 64503-1738

Mortgage

Document Number	003774/131
Date	Mar 23, 2022
Book Page	3774/131
Instrument	2022002716

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3309 S Leonard Rd was $931, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$931.00 (+0.11%)	$13,220 Land $2,530 Building $10,690	$69,570 Land $13,300 Building $56,270
2024	$930.00 (+15.24%)
2023	$807.00 (-0.74%)	$12,470 (-) Land $2,530 Building $9,940	$65,640 Land $13,300 Building $52,340
2022	$813.00	$12,470 Land $2,530 Building $9,940
2021			$65,640 Land $13,300 Building $52,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3309 S Leonard Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3309 S Leonard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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