Story County property record for 3309 Ridgetop Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 7.5 ba · 5,677 sqft · built 1997 |
| Lot Size | 0.808 acres (35,182 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,075,000 (Nov 2023) |
| Tax Bill | $18,596 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-320-035 |
| Primary APN | 05-28-320-035 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,677 sqft Living Area |
| 1st Floor Area | 2,063 sqft |
| Basement Area | 3,022 sqft |
| Finished Basement | 2,221 sqft |
| Unfinished Basement | 801 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,182 sqft (0.808 acres) |
| Garage Type | Attached |
| Garage Area | 898 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 693 sqft |
| Patio Area | 1,160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3309 RIDGETOP RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-4595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | NORTHRIDGE PARKWAY SD 13TH ADD LOT 3 & LOT 4 |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 28 |
| Legal Subdivision | NORTHRIDGE PARKWAY SD 13TH ADD |
| Legal Lot Number | 3,4 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 105 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3309 RIDGETOP RD, AMES, IA 50014-4595 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA |
| Aug 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Deed Document Number | 20238259 |
| Last Transfer Date | Apr 14, 2025 |
| Transfer Doc | 0000002585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 3309 RIDGETOP RD, AMES, IA 50014-4595 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3025 BAYBERRY RD, AMES, IA 50014-4611 |
| Document Number | 0202400434 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-00434 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Nov 20, 2023 |
| Property Address | 3309 RIDGETOP RD, AMES, IA 50014-4595 |
| Document Number | 0202308259 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023-08259 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | NOT AVAILABLE, ATS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,719.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3309 RIDGETOP RD, AMES, IA 50014-4595 |
| Document Number | 0202308260 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023-08260 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 3309 RIDGETOP RD, AMES, IA 50014-4595 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202305456 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023-05456 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 4, 2024 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,596.00 (-0.88%) Homeowner's exemption | $1,363,200 (-10.9%) Land $211,100 Building $1,152,100 | $1,363,200 (-10.9%) Land $211,100 Building $1,152,100 |
| 2024 | $18,762.00 (+30.02%) | ||
| 2023 | $1,530,000 Land $216,700 Building $1,313,300 | $1,530,000 Land $216,700 Building $1,313,300 | |
| 2022 | $14,430.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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