Whiteside County property record for 3309 Prophet Rd, Rock Falls, IL 61071
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1131277012 |
| Primary APN | 1131277012 |
|---|---|
| Alternative APN |
|
| Lot Area | 34,848 sqft (0.8 acres) |
|---|
| Account Number | 81140 |
|---|---|
| Street Address | 3309 PROPHET RD |
| City | ROCK FALLS |
| State | IL |
| Zip | 61071-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNREC ALLENS ACRES LOT 69 NE SEC 31 TWP 21 RNG 7 MF 2193-02 54600X |
| Legal Range | 07E |
| Legal Township | 21N |
| Legal Section | 31 |
| Legal Lot Number | 69 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | COLOMA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1700 |
3309 Prophet Rd is owned and occupied by an individual who acquired it in March 2012.
Source: Whiteside County records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3309 PROPHET RD, ROCK FALLS, IL 61071-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK |
| Feb 29, 2020 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2012 |
| Transfer Doc | 0000002094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3309 PROPHET RD, ROCK FALLS, IL 61071-2441 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003417 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-03417 |
| Name | SAUK VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 3309 PROPHET RD, ROCK FALLS, IL 61071-2441 |
| Document Number | 0000001272 |
| Instrument Date | Feb 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3309 PROPHET RD ROCK FALLS IL 610712441, ROCK FALLS, IL 61071-2441 |
| Document Number | 0000001272 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 1272 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | DIXON, IL 61021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 5, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 3309 Prophet Rd was $2,810.
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Coloma Township |
| Elementary School District | Rock Falls Elementary School District 13 (PK - 08) |
| Secondary School District | Rock Falls Township High School District 301 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 | $36,287 Land $8,540 Building $27,747 | |
| 2024 | $108,861 Land $25,620 Building $83,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3309 Prophet Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3309 Prophet Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCK FALLS serves 8,620 people · EPA ID IL1950450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband, Surf Internet, T-Mobile.
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