3309 Penfold Dr, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 3309 Penfold Dr, Baltimore, MD 21207

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,002 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,205 (Jun 2000)
Tax Bill	$4,699 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2019 Loan Modification
APN	`02-2200006588`

Property Details

APN / Parcel Number

Primary APN	`02-2200006588`
Alternative APNs	`22200006588` `2200006588`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	940 sqft
Basement Area	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	2200006588
Street Address	3309 PENFOLD DR
City	GWYNN OAK
State	MD
Zip	21207-6273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.14 AC KELOX WEST
Legal Subdivision	KELOX WEST
Legal Block	2
Legal Lot Number	7
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	402403

Owner

Source: Baltimore County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3309 PENFOLD DR, GWYNN OAK, MD 21207-6273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 18, 2019	Loan Modification, Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2000 · Amount on Record
Deed Sale	Jun 1, 2000 · Amount on Record
Prior Sale	Jan 14, 1999 · Amount on Record
Deed Document Number	2000187961
Deed Book / Page	14497 / 296
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3309 PENFOLD DR, BALTIMORE, MD 21207-6273
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 PENFOLD DR, GWYNN OAK, MD 21207-6273

Mortgage

Document Number	0485470331
Date	Nov 15, 2023
Book Page	48547/331

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	3309 PENFOLD DR, BALTIMORE, MD 21207-6273
Document Number	0417820235
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 PENFOLD DR BALTIMORE MD 212076273, BALTIMORE, MD 21207-6273

Mortgage

Document Number	0417820235
Date	Aug 22, 2019
Book Page	041782/000235

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Aug 21, 2059

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,733 (+11.33%)	$377,400 (+23.98%) Land $87,700 Building $289,700
2024	$4,699.00 (+105.11%)
2023	$2,291.00 Homeowner's exemption	$295,267	$304,400 Land $86,000 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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