3309 Ocean Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 3309 Ocean Dr, Vero Beach, FL 32963

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,685 sqft · built 1951
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$2,400,000 (Nov 2021)
Tax Bill	$9,111 (2025)
Deeds & Mortgages	Nov 2021 Sale Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-32-00006-0050-00036.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00006-0050-00036.0`
Alternative APN	`58769`

Interior

Stories	1 Story
Building Area	2,685 sqft Total Area
1st Floor Area	2,685 sqft
Flooring	Wood

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	199 ft deep x 30 ft wide
Storage Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	58769
Street Address	3309 OCEAN DR
City	VERO BEACH
State	FL
Zip	32963-1959
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-1A
Legal Description	VERO BEACH ESTATES PBS 5-8 BLK 5 BEING A POR OF LOT 36 COM AT THE SE COR OF SAID LOT 36 PROCEED N14-47-21W AL THE W ROW OF
Legal Range	40
Legal Township	32
Legal Section	32
Legal Subdivision	VERO BEACH ESTATES
Legal Block	5
Legal Lot Number	36
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1021
Census Tract	50504

Owner

3309 Ocean Dr, a commercial property, is owned by a company that bought it in November 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Company Name on File
Mailing Address	127 SPRINGLINE DR, VERO BEACH, FL 32963-2906
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer
Jul 10, 2017	Quit Claim Deed, Transfer · Commercial Mortgage MARINE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Jul 10, 2017
Deed Document Number	3120210077993
Deed Book / Page	3482 / 98
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 9, 2021
Property Address	3309 OCEAN DR, VERO BEACH, FL 32963-1959
Document Number	0034820098
Book / Page	3482 / 98
Map Reference	MB 5 PG 8
Instrument Date	Nov 1, 2021
Instrument	3120210077993
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount on Record
Tax	$16,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 643698, VERO BEACH, FL 32964-3698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 ROYAL POINCIANA WAY # 108, 108, PALM BEACH, FL 33480-4007

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 10, 2017
Property Address	3309 OCEAN DR, VERO BEACH, FL 32963-1959
Document Number	0030391546
Book / Page	3039 / 1546
Instrument Date	Jul 10, 2017
Instrument	3120170039879
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 643698, VERO BEACH, FL 32964-3698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 643698, VERO BEACH, FL 32964-3698

Mortgage

Document Number	30391547
Date	Jul 10, 2017
Instrument	3039/1547

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jul 10, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3309 Ocean Dr was $9,111.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,111.00	$506,969 Land $190,230 Building $316,739	$506,969 Land $190,230 Building $316,739
2023	$8,577.00 (-0.48%)	$501,837 (-0.67%) Land $190,230 Building $311,607	$501,837 (-0.67%) Land $190,230 Building $311,607
2022	$8,618.00	$505,201 Land $190,230 Building $314,971	$505,201 Land $190,230 Building $314,971

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3309 Ocean Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	622 units insured incl. 189 condo units
Nearby Flood Claims	129 (1979–2024)
Claims Outside the SFHA	59 of 129
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3309 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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