Merced County property record for 3309 Nautical Ct, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 1996 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Aug 2017) |
| Tax Bill | $3,166 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-033-014-000 |
| Primary APN | 156-033-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 2,024 sqft |
| 1st Floor Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,453 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 95 sqft |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 156-033-014 |
|---|---|
| Street Address | 3309 NAUTICAL CT |
| City | ATWATER |
| State | CA |
| Zip | 95301-4736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS E #2 LOT 78 |
| Legal Subdivision | SHAF LAKES E 02 |
| Legal Lot Number | 78 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 603 |
3309 Nautical Ct is owned and occupied by two individuals who acquired it in July 2018.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 17, 2018 | Quit Claim Deed, Transfer OTHER |
| Aug 17, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Aug 17, 2017 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2017 · Amount on File |
| Deed Sale | Aug 17, 2017 · Amount on File |
| Prior Sale | Mar 13, 1997 · Amount on File |
| Deed Document Number | 201726350 |
| Last Transfer Date | Jul 17, 2018 |
| Transfer Doc | 0000021548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Document Number | 0000009319 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 20269319 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009319, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20269319 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000036707 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019036707 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Document Number | 0000036180 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020036180 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 17, 2018 |
| Property Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Document Number | 0000021548 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 21548 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3309 NAUTICAL CT ATWATER CA 953014736, ATWATER, CA 95301-4736 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 17, 2017 |
| Property Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Document Number | 0000026351 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 26351 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3309 NAUTICAL CT ATWATER CA 953014736, ATWATER, CA 95301-4736 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 17, 2017 |
| Property Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Document Number | 0000026350 |
| Map Reference | MB 37 PG 41&42 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017-026350 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3309 NAUTICAL CT, ATWATER, CA 95301-4736 |
| Document Number | 0000026352 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017-026352 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 3309 Nautical Ct was $3,166 with a homeowner's exemption, up 2.5% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $301,747 (+2%) Land $52,224 Building $249,523 | |
| 2025 | $3,166.00 (+2.49%) Homeowner's exemption | $295,831 Land $51,200 Building $244,631 |
| 2024 | $3,089.00 (+2.69%) | |
| 2023 | $3,008.00 (+1.35%) Homeowner's exemption | $284,346 Land $49,213 Building $235,133 |
| 2022 | $2,968.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3309 Nautical Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3309 Nautical Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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