Hamilton County property record for 3309 Monteith Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,829 sqft · built 1909 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (Sep 2025) |
| Tax Bill | $10,118 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0003-0034-00 |
| Primary APN | 046-0003-0034-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,829 sqft Living Area |
| 1st Floor Area | 740 sqft |
| 2nd Floor Area | 740 sqft |
| Attic | Attic |
| Attic Area | 349 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,182 sqft (0.096 acres) |
| Lot Dimensions | 115 ft deep x 37 ft wide |
| Porch | Porch |
| Porch Area | 176 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3309 MONTEITH AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3309 MONTEITH AVE 37.33 X 115 PT LOTS 2-3 MONTEITH SUB |
| Legal Subdivision | MONTEITH SUB |
| Legal Lot Number | 2-3 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Sep 16, 2022 | Survivorship Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU |
| Nov 29, 2018 | Grant Deed, Transfer · Conventional Mortgage KEMBA CU |
| Nov 13, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 0000069802 |
| Deed Book / Page | 15497 / 644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 10, 2025 |
| Property Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Document Number | 0000069802 |
| Book / Page | 15497 / 644 |
| Map Reference | MB 15 PG 88 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-0069802 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $615.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Document Number | 0000069803 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025-0069803 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 16, 2022 |
| Property Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Document Number | 0000088673 |
| Book / Page | 14753 / 1406 |
| Map Reference | MB 15 PG 88 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022-0088673 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Document Number | 0000088674 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022-0088674 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | Other |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Document Number | 0000077064 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3309 MONTEITH AVE CINCINNATI OH 452082815, CINCINNATI, OH 45208-2815 |
| Document Number | 0000077064 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 013998/001733 |
| Instrument | 77064 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 9, 2044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 29, 2018 |
| Property Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Document Number | 0000104881 |
| Book / Page | 013804 / 000604 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 104881 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | TECHNE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8763 UNION CENTRE BLVD WEST CHESTER OH 450694897, WEST CHESTER, OH 45069-4897 |
| Document Number | 104882 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 013804/000606 |
| Instrument | 104882 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 13, 2018 |
| Property Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
| Document Number | 0000100388 |
| Book / Page | 13794 / 01915 |
| Map Reference | MB 15 PG 88 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018-0100388 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3309 MONTEITH AVE, CINCINNATI, OH 45208-2815 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,118.00 (+3.14%) | $164,500 (-) Land $58,919 Building $105,581 | |
| 2024 | $9,810.00 (-2.21%) | $164,500 (-) Land $58,919 Building $105,581 | |
| 2023 | $10,032.00 (+5.4%) | $164,500 (+17.5%) Land $58,919 Building $105,581 | $470,000 (+17.5%) Land $168,340 Building $301,660 |
| 2022 | $9,518.00 Homeowner's exemption | $140,000 Land $43,029 Building $96,971 | |
| 2020 | $400,000 Land $122,940 Building $277,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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