3309 Midlake Ter, Ocoee, FL 34761 Property Records

Orange County property record for 3309 Midlake Ter, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,751 sqft · built 2005
Lot Size	0.365 acres (15,899 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jul 2023)
Tax Bill	$7,511 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-21-28-2855-00-700`

Property Details

APN / Parcel Number

Primary APN	`31-21-28-2855-00-700`
Alternative APNs	`282131285500700` `213851` `218128` `222632`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,751 sqft Living Area
Gross Area	3,693 sqft
1st Floor Area	2,751 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,899 sqft (0.365 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3309 MIDLAKE TER
City	OCOEE
State	FL
Zip	34761-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORESTBROOKE PHASE 1 53/124 LOT 70
Legal Range	28E
Legal Township	21S
Legal Section	31
Legal Subdivision	FORESTBROOKE PH 1
Legal Phase	1
Legal Tract	2855
Legal Lot Number	70
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	4
Census Block	4042
Census Tract	17506

Owner

Source: Orange County records · APN 31-21-28-2855-00-700

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3309 MIDLAKE TER, OCOEE, FL 34761-4408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	May 04, 2005 · Amount on Record
Deed Document Number	2023415695
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3309 MIDLAKE TER, OCOEE, FL 34761-4408
Transaction Type	Mortgage
Record Updated	Aug 09, 2023
Title Company	CENTURION TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2679 METRO SEVILLA DR 109, 109, ORLANDO, FL 32835-3098

Mortgage

Document Number	0000415696
Date	Jul 25, 2023
Instrument	20230415696

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,470 (-0.47%) Land $115,000 Building $333,470	$448,470 (-1.18%) Land $115,000 Building $333,470
2025	$7,511.00 (+5.85%) Homeowner's exemption	$450,598 (+8.86%)	$453,830 (+9.64%) Land $115,000 Building $338,830
2024	$7,096.00 (+7.52%)
2023	$6,600.00 (+13.85%) Homeowner's exemption Widower's exemption	$413,929 (+26.11%) Land $115,000 Building $298,929	$413,929 (+26.11%) Land $115,000 Building $298,929
2022	$5,797.00	$328,218 Land $100,000 Building $228,218	$328,218 Land $100,000 Building $228,218

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950175064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force 7 of 24 on primary residences

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.