3309 John Hancock Dr, Columbus, MS 39705 Property Records

Lowndes County property record for 3309 John Hancock Dr, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,682 sqft · built 1979
Lot Size	0.258 acres (11,279 sqft)
Owner	Individual Name on Record
Last Sale	$109,500 (Mar 2006)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage May 2023 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`56W080100433`

Property Details

APN / Parcel Number

Primary APN	`56W080100433`
Alternative APNs	`010857` `10857`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,682 sqft Adjusted Area
1st Floor Area	1,371 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	11,279 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3309 JOHN HANCOCK DR
City	COLUMBUS
State	MS
Zip	39705-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3309 JOHN HANCOCK DR LOT 33 7A
Legal Range	18W
Legal Township	18S
Legal Section	04
Legal Subdivision	BLUECUTT EST
Legal Lot Number	33
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	3
Census Block	3013
Census Tract	301

Owner

Source: Lowndes County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3309 JOHN HANCOCK DR, COLUMBUS, MS 39705-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING & URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2006 · Amount on Record
Deed Sale	Mar 8, 2006 · Amount on Record
Deed Book / Page	2006 / 1509
Last Transfer Date	Sep 16, 2022
Transfer Doc	0020227917
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3309 JOHN HANCOCK DR, COLUMBUS, MS 39705-1315
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241990
Date	Feb 7, 2024
Book Page	2024/1990

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2064

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3309 JOHN HANCOCK DR, COLUMBUS, MS 39705-1315
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202310541
Date	May 22, 2023
Book Page	2023/10541

Lender

Name	HOUSING & URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2063

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (+1.6%) Homeowner's exemption	$8,463 (+12.54%)	$84,630 (+12.54%) Land $12,000 Building $72,630
2024	$1,065.00 (+14.64%)
2023	$929.00 Homeowner's exemption	$7,520	$75,200 Land $12,000 Building $63,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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