3309 Hidden River View Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3309 Hidden River View Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,769 sqft · built 1991
Lot Size	0.631 acres (27,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jul 2017)
Tax Bill	$11,638 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-257-90059447`

Property Details

APN / Parcel Number

Primary APN	`02-257-90059447`
Alternative APNs	`2-257-90059447` `25790059447`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,769 sqft Living Area
Gross Area	5,225 sqft
1st Floor Area	2,573 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,495 sqft (0.631 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft
Deck Area	842 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	25790059447
Street Address	3309 HIDDEN RIVER VIEW RD
City	ANNAPOLIS
State	MD
Zip	21403-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 7 PL 1 FISHING CREEK FARM
Legal Subdivision	FISHING CREEK FARM
Legal Block	1
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 6, 2017	Grant Deed, Transfer TOWNEBANK MTG
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JOAN E JONES
Jan 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage DENNIS N ARGENSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Mar 5, 2001 · Amount on Record
Deed Document Number	201731127-258
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	0234930465
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0323890193
Date	Aug 14, 2018
Book Page	32389/193

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0336840132
Date	Oct 9, 2019
Book Page	33684/132

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340870453
Date	Jan 17, 2020
Book Page	34087/453

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CAPITOL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022

Mortgage

Document Number	0359840236
Date	Jan 21, 2021
Book Page	35984/236

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022

Mortgage

Document Number	0363330314
Date	Mar 10, 2021
Book Page	36333/314

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 6, 2017
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Document Number	0311270258
Book / Page	031127 / 000258
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3309 HIDDEN RIVER VIEW RD ANNAPOLIS MD 214035022, ANNAPOLIS, MD 21403-5022

Mortgage

Document Number	311270263
Date	Jul 6, 2017
Book Page	031127/000263

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Document Number	0307920086
Book / Page	030792 / 000086
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3309 HIDDEN RIVER VIEW RD ANNAPOLIS MD 214035022, ANNAPOLIS, MD 21403-5022

Mortgage

Document Number	0307920086
Date	Apr 3, 2017
Book Page	030792/000086

Lender

Name	JOAN E JONES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 4, 2017
Property Address	3309 HIDDEN RIVER VIEW RD, ANNAPOLIS, MD 21403-5022
Document Number	0304920350
Book / Page	030492 / 000350
Instrument Date	Dec 30, 2016
Transaction Type	Construction Loan
Record Updated	Mar 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3309 HIDDEN RIVER VIEW RD ANNAPOLIS MD 214035022, ANNAPOLIS, MD 21403-5022

Mortgage

Document Number	304920350
Date	Jan 4, 2017
Book Page	030492/000350

Lender

Name	DENNIS N ARGENSON

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2018

Interest

Rate	6%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,449,200 (+11.51%) Land $504,800 Building $944,400	$1,449,200 (-) Land $504,800 Building $944,400
2025	$11,638.00 (+2.45%) Homeowner's exemption	$1,299,600 (+29.91%)	$1,449,200 (+44.86%) Land $504,800 Building $944,400
2024	$11,360.00 (+7.9%)
2023	$10,528.00 Homeowner's exemption	$1,000,400 Land $389,800 Building $610,600	$1,000,400 Land $389,800 Building $610,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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