3309 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 3309 E Point Rd, Elkton, VA 22827

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,857 sqft · built 1900
Lot Size12.8 acres (561,750 sqft)
OwnerCompany Name on Record
Last Sale$197,300 (Aug 2016)
Tax Bill$1,328 (2026)
Deeds & MortgagesFeb 2008 Mortgage
Jan 2006 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN114-(A)-L89

Property Details

APN / Parcel Number

Primary APN114-(A)-L89
Alternative APNs
  • R11946
  • 11946

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,857 sqft Living Area
Gross Area2,178 sqft
Basement Area953 sqft
Unfinished Basement953 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialMetal
Lot Area561,750 sqft (12.8 acres)
Garage Area360 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelCoal
SewerSeptic
Water SourceCistern

Location & Zoning

Account NumberR11946
Street Address3309 E POINT RD
CityELKTON
StateVA
Zip22827-2638
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA1
Legal DescriptionEAST POINT
Legal SubdivisionEAST POINT
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1025
Census Tract10302

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7000 RAINES RD, GROTTOES, VA 24441-5111
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2008Deed of Trust, Mortgage
FIRST CITIZENS BANK & TRUST CO
Jan 11, 2006Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Aug 9, 2016Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2016 · Amount on Record
Deed SaleAug 9, 2016 · Amount on Record
Deed Document Number201620848
Deed Book / Page4770 / 545
Record UpdatedSep 20, 2026

February 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address3309 E POINT RD, ELKTON, VA 22827-2638
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003265/149
DateFeb 13, 2008
Book Page3265/149
Instrument2008-00004443
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Address22868
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address3309 E POINT RD, ELKTON, VA 22827-2638
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002799/395
DateJan 11, 2006
Book Page2799/395
Instrument2006-00000583
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressHENDERSONVILLE, NC 28793
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2036

August 2016: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateAug 9, 2016
Property Address3309 E POINT RD, ELKTON, VA 22827-2638
Document Number004770/545
Book / Page4770 / 545
Instrument DateAug 8, 2016
Instrument2016-00020848
Transaction TypeTransfer
Record UpdatedJun 8, 2026

Transaction

AmountAmount Recorded
Tax$855.17
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7000 RAINES RD, GROTTOES, VA 24441-5111
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,328.00$201,240 Land $64,300 Building $136,940$201,240 Land $64,300 Building $136,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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