3309 Chippewa Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3309 Chippewa Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$815 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2018 Sale
APN	`06-6.0-24-003-002-055.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-002-055.000`

Interior

Building Area	1,300 sqft Base Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 66.9 ft wide

Location & Zoning

Street Address	3309 CHIPPEWA LN
City	SAINT JOSEPH
State	MO
Zip	64503-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LEONARD ROAD ACRES LOT:5 BLK:4LGL DESC:
Legal Subdivision	LEONARD ROAD ACRES
Legal Block	4
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1030
Census Tract	1700

Owner

3309 Chippewa Ln is owned by an individual who acquired it in August 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3961 EASTON RD, SAINT JOSEPH, MO 64503-1524
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Aug 16, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018
Deed Sale	Aug 16, 2018
Prior Sale	Mar 17, 2006 · Amount on File
Deed Document Number	20187525
Deed Book / Page	3701 / 686
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3309 CHIPPEWA LN, SAINT JOSEPH, MO 64503-1705
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 EASTON RD, SAINT JOSEPH, MO 64503-1524

Mortgage

Document Number	003786/330
Date	Apr 21, 2023
Book Page	3786/330
Instrument	2023002833

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 16, 2018
Property Address	3309 CHIPPEWA LN, SAINT JOSEPH, MO 64503-1705
Document Number	003701/686
Book / Page	3701 / 686
Instrument Date	Jul 27, 2018
Instrument	2018007525
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 EASTON RD, SAINT JOSEPH, MO 64503-1524

Tax Assessment & Valuation

The 2025 property tax bill for 3309 Chippewa Ln was $815, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00 (+0.12%)	$11,550 Land $2,530 Building $9,020	$60,760 Land $13,300 Building $47,460
2024	$814.00 (+19.01%)
2023	$684.00 (-0.73%)	$10,520 (-) Land $2,850 Building $7,670	$55,360 Land $15,000 Building $40,360
2022	$689.00	$10,520 Land $2,850 Building $7,670
2021			$55,360 Land $15,000 Building $40,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3309 Chippewa Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3309 Chippewa Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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