3308 Wynstone Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3308 Wynstone Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.299 acres (13,010 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2026)
Tax Bill	$7,901 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-20-27-478-010`

Property Details

APN / Parcel Number

Primary APN	`46-20-27-478-010`

Exterior

Lot Area	13,010 sqft (0.299 acres)

Location & Zoning

Street Address	3308 WYNSTONE DR
City	CHAMPAIGN
State	IL
Zip	61822-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 577 CHERRY HILLS11TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS11TH ADD
Legal Lot Number	577
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1041
Census Tract	1204

Owner

3308 Wynstone Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Champaign County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3308 WYNSTONE DR, CHAMPAIGN, IL 61822-7402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Jan 5, 2005 · Amount on File
Deed Document Number	202611417
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 23, 2026
Property Address	3308 WYNSTONE DR, CHAMPAIGN, IL 61822-7402
Document Number	0000011417
Instrument Date	Jul 9, 2026
Instrument	202611417
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3308 WYNSTONE DR, CHAMPAIGN, IL 61822-7402

Mortgage

Document Number	0000011418,
Date	Jul 23, 2026
Instrument	202611418

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3308 WYNSTONE DR, CHAMPAIGN, IL 61822-7402
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021819
Date	Sep 13, 2021
Instrument	2021R21819

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3308 Wynstone Dr was $7,901 with a homeowner's exemption, up 9% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,901.00 (+8.98%)	$100,020 Land $23,810 Building $76,210	$300,060 Land $71,430 Building $228,630
2024	$7,250.00
2022	$6,335.00 Homeowner's exemption	$74,900 Land $17,830 Building $57,070	$224,700 Land $53,490 Building $171,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3308 Wynstone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3308 Wynstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream, Pavlov Media.

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