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3308 W Elm St, McHenry, IL 60050 Property Records

McHenry County property record for 3308 W Elm St, McHenry, IL 60050

Property Summary

Property TypeCommercial
Details17,898 sqft · built 1864
Lot Size0.644 acres (28,059 sqft)
OwnerCompany Name on File
Deeds & MortgagesNov 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN09-26-476-008

Property Details

APN / Parcel Number

Primary APN09-26-476-008

Interior

Stories3 Stories
Building Area17,898 sqft Total Area
1st Floor Area7,437 sqft

Exterior

Year BuiltBuilt 1864
Construction TypeFrame
Lot Area28,059 sqft
PorchPorch
Porch Area525 sqft

Location & Zoning

Street Address3308 W ELM ST
CityMCHENRY
StateIL
Zip60050-4469
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2017R0041447 S 16FT LT 4 & ALL LT 6 BLK 18 ORIG PLAT MCHENRY & SUBLT 2 LT 5 (WEST SIDE FOX RIVER)
Legal Range08E
Legal Township45N
Legal Section26
Legal SubdivisionORIG PLAT MCHENRY
Legal Block18
Legal Lot Number2,4-6
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1055
Census Tract870604

Owner

3308 W Elm St, a commercial property, is owned by a company that acquired it in November 2017.

Source: McHenry County records, as of May 13, 2024

Owner of RecordCompany Name on File
Mailing Address539 W LIBERTY ST UNIT 561, 561, WAUCONDA, IL 60084-7025
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 7, 2017
Transfer Doc0000041447
Record UpdatedJun 7, 2026

November 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateNov 7, 2017
Property Address3308 W ELM ST, MCHENRY, IL 60050-4469
Document Number0000041447
Instrument DateOct 31, 2017
Instrument41447
Transaction TypeConstruction Loan
Record UpdatedApr 25, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address539 W LIBERTY ST #561 WAUCONDA IL 600847025, 561, WAUCONDA, IL 60084-7025
InvestorPossibly a Property Investor

Mortgage

Document Number41448
DateNov 7, 2017
Instrument41448
Lender
NameCOMMUNITY INV
TypeMERS
Address222 S RIVERSIDE PLZ, CHICAGO, IL 60606-5808
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 6, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$877,955 Land $154,831 Building $723,124$2,633,865 Land $464,493 Building $2,169,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3308 W Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3308 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: i3 Broadband, Verizon.

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