3308 Newgate Dr, Troy, MI 48084 Property Records

Oakland County property record for 3308 Newgate Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,740 sqft · built 1963
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$357,500 (Jan 2006)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`88-20-19-352-001`

Property Details

APN / Parcel Number

Primary APN	`88-20-19-352-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	984 sqft
Unfinished Basement	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	187 ft deep x 167 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3308 NEWGATE DR
City	TROY
State	MI
Zip	48084-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 19 WENDOVER LOTS 113 & 114
Legal Range	11E
Legal Township	2N
Legal Section	19
Legal Subdivision	WENDOVER SUB
Legal Lot Number	113-114
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1030
Census Tract	196700

Owner

3308 Newgate Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3308 NEWGATE DR, TROY, MI 48084-1229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC
Mar 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2006 · Amount on File
Deed Sale	Jan 18, 2006 · Amount on File
Prior Sale	May 24, 1999 · Amount on File
Deed Document Number	200615432
Deed Book / Page	36969 / 364
Last Transfer Date	Feb 18, 2022
Transfer Doc	0000339952
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3308 NEWGATE DR, TROY, MI 48084-1229
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 NEWGATE DR, TROY, MI 48084-1229

Mortgage

Document Number	0000283889
Date	Dec 30, 2021
Book Page	57235/526
Instrument	283889

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Oct 1, 2031

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 9, 2022
Property Address	3308 NEWGATE DR, TROY, MI 48084-1229
Document Number	0000339952
Book / Page	57560 / 677
Map Reference	LB 43 PG 36
Instrument Date	Feb 18, 2022
Instrument	339952
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3308 NEWGATE DR, 3308, TROY, MI 48084-1229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3308 NEWGATE DR, TROY, MI 48084-1229

Tax Assessment & Valuation

The 2025 property tax bill for 3308 Newgate Dr was $3,890 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,890.00
2023			$348,480
2022	$3,948.00	$174,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3308 Newgate Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3308 Newgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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