3308 N Ravello Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3308 N Ravello Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,776 sqft · built 2013
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Company Names on Record
Last Sale	$680,000 (Aug 2025)
Tax Bill	$7,640 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1620`

Property Details

APN / Parcel Number

Primary APN	`028685-1620`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,776 sqft Living Area
Gross Area	3,451 sqft
1st Floor Area	2,282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	304 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3308 N RAVELLO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 162 OR6203/1013 & 6249/431 (T/R)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	162
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 15, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	202566111
Deed Book / Page	6203 / 1013
Last Transfer Date	Oct 30, 2025
Transfer Doc	0062490431
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 31, 2025
Property Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483
Document Number	0062490431
Book / Page	6249 / 431
Map Reference	MB 57 PG 94
Instrument Date	Oct 30, 2025
Instrument	2025089143
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3308 N RAVELLO DR, ST AUGUSTINE, FL 32092-3483

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3308 N RAVELLO DR, ST AUGUSTINE, FL 32092-3483

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 15, 2025
Property Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483
Document Number	0062031013
Book / Page	6203 / 1013
Map Reference	MB 57 PG 94
Instrument Date	Jun 16, 2025
Instrument	2025066111
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 OAKMOSS DR, ST JOHNS, FL 32259-5310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 N RAVELLO DR, ST AUGUSTINE, FL 32092-3483

Mortgage

Document Number	0062031015
Date	Aug 15, 2025
Instrument	6203/1015

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483

Mortgage

Document Number	0056961889
Date	Jan 20, 2023
Book Page	5696/1889
Instrument	2023004910

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483
Investor	Possibly a Property Investor

Mortgage

Document Number	0055390627
Date	Apr 19, 2022
Book Page	5539/627
Instrument	2022039671

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3308 N RAVELLO DR, SAINT AUGUSTINE, FL 32092-3483
Document Number	0049090426
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 N RAVELLO DR ST AUGUSTINE FL 320923483, ST AUGUSTINE, FL 32092-3483

Mortgage

Document Number	0049090426
Date	Mar 25, 2020
Book Page	004909/000426
Instrument	23778

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	468 Months
Due	Mar 24, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,013 (+55.37%) Land $110,000 Building $420,013	$530,013 (-2.07%) Land $110,000 Building $420,013
2025	$7,640.00 (+8.25%) Homeowner's exemption	$341,130 (+2.9%)	$541,233 (+0.78%) Land $110,000 Building $431,233
2024	$7,058.00 (+5.14%) Homeowner's exemption	$331,516 (+5.26%)	$537,034 (-1.99%) Land $105,000 Building $432,034
2023	$6,713.00 (+17.09%) Homeowner's exemption	$314,943 (+29.11%)	$547,947 (+25.41%) Land $89,600 Building $458,347
2022	$5,733.00 Homeowner's exemption	$243,925	$436,911 Land $89,600 Building $347,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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