Osceola County property record for 3308 Kelsey Ln, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1999 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Company Name on File |
| Last Sale | $109,000 (Dec 2015) |
| Tax Bill | $4,575 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-26-30-0577-0001-0400 |
| Primary APN | 26-26-30-0577-0001-0400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 868 sqft |
| Upper Floors Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 116 sqft |
| Patio Area | 136 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3308 KELSEY LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK ESTATES PB 10 PG 73 LOT 40 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | CROSS CREEK ESTATES |
| Legal Tract | 577 |
| Legal Block | 400 |
| Legal Lot Number | 40 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43304 |
Source: Osceola County records · APN 26-26-30-0577-0001-0400
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21 MAPLE VALLEY ST, BRAMPTON, ON L6P 2 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Feb 19, 2020 | Deed of Trust, Mortgage · Line of Credit DESJARDINS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on Record |
| Deed Sale | Dec 18, 2015 · Amount on Record |
| Prior Sale | Sep 15, 2015 |
| Deed Document Number | 2015186809 |
| Deed Book / Page | 4888 / 9 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 06, 2026 |
| Property Address | 3308 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Document Number | 0000088338 |
| Book / Page | 6999 / 1659 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202688338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership, 267 |
| Address | 13574 VILLAGE PARK DR, 265, ORLANDO, FL 32837-7696 |
| Document Number | 0000088338, |
|---|---|
| Date | Jul 06, 2026 |
| Book Page | 6999/1659 |
| Instrument | 202688338 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3308 KELSEY LN, SAINT CLOUD, FL 34772-7033 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056770559 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 5677/559 |
| Instrument | 2020024881 |
| Name | DESJARDINS BANK |
|---|---|
| Type | Bank |
| Address | HALLANDALE, FL 33009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Mar 01, 2027 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,575.00 (+12.88%) | $265,000 (+0.53%) Land $65,000 Building $200,000 | $265,000 (+0.53%) Land $65,000 Building $200,000 |
| 2023 | $4,053.00 (+17.07%) | $263,600 (+32.6%) Land $60,000 Building $203,600 | $263,600 (+32.6%) Land $60,000 Building $203,600 |
| 2022 | $3,462.00 | $198,800 Land $55,000 Building $143,800 | $198,800 Land $55,000 Building $143,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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