3308 Jepsen Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3308 Jepsen Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1977
Lot Size	2.88 acres (125,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2018)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9014-32-401-002`

Property Details

APN / Parcel Number

Primary APN	`9014-32-401-002`
Alternative APN	`9014-32-401-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
1st Floor Area	550 sqft
Basement Area	1,282 sqft
Finished Basement	400 sqft
Unfinished Basement	922 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	125,452 sqft (2.88 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	310 sqft
Patio Area	844 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3308 JEPSEN RD
City	CEDAR FALLS
State	IA
Zip	50613-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 245 FT EXC S 90 FT W 184 FT THEREOF OF S 425 FT W 601 FT PART OF NW 1/4 SE 1/4 SEC 32 T 90 R 14 THAT LIES SWLY OF RT OF WAY
Legal Range	14W
Legal Township	90N
Legal Section	32
Legal Subdivision	PLEASANT VIEW ACRES SECOND ADD
Jurisdiction	BLACK HAWK IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2086
Census Tract	2606

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3308 JEPSEN RD, CEDAR FALLS, IA 50613-9337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS STATE BANK
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Apr 19, 2018	Warranty Deed, Transfer FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Jan 16, 2008 · Amount on Record
Deed Document Number	201816944
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3308 JEPSEN RD, CEDAR FALLS, IA 50613-9337
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400004643
Date	Oct 4, 2023
Instrument	202400004643

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3308 JEPSEN RD, CEDAR FALLS, IA 50613-9337
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023282
Date	May 5, 2021
Instrument	202100023282

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 19, 2018
Property Address	3308 JEPSEN RD, CEDAR FALLS, IA 50613-9337
Document Number	201800016944
Instrument Date	Apr 12, 2018
Instrument	201800016944
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 JEPSEN RD, CEDAR FALLS, IA 50613-9337

Mortgage

Document Number	201800016945
Date	Apr 19, 2018
Instrument	201800016945

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,814.00 Homeowner's exemption	$430,850 (+35.41%) Land $132,000 Building $298,850	$430,850 (+35.41%) Land $132,000 Building $298,850
2024	$3,814.00 (-1.95%)
2023		$318,190 (+15.39%) Land $120,000 Building $198,190	$318,190 (+15.39%) Land $120,000 Building $198,190
2022	$3,890.00 Homeowner's exemption	$275,750 Land $108,000 Building $167,750
2021			$275,750 Land $108,000 Building $167,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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