3308 Harvard Rd, Royal Oak, MI 48073 Property Records

Oakland County property record for 3308 Harvard Rd, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1950
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$332,500 (Jan 2024)
Tax Bill	$7,218 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-07-127-015`

Property Details

APN / Parcel Number

Primary APN	`72-25-07-127-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	714 sqft
Unfinished Basement	1,102 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3308 HARVARD RD
City	ROYAL OAK
State	MI
Zip	48073-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 7 PRAIRIE LAWN ACRES S 40 FT OF LOT 24
Legal Range	11E
Legal Township	01N
Legal Section	07
Legal Subdivision	PRAIRIE LAWN ACRES
Legal Lot Number	24
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	2
Census Block	2000
Census Tract	183500

Owner

3308 Harvard Rd is owned by an individual who bought it in January 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	8211 CHESAPEAKE CIR, WALLED LAKE, MI 48390-5903
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage FILO MORTGAGE LLC
Jan 11, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Jan 11, 2022 · Amount on File
Deed Document Number	20245887
Deed Book / Page	59119 / 197
Prior Transfer Date	Jan 11, 2008
Prior Transfer Doc	0000017429
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3308 HARVARD RD, ROYAL OAK, MI 48073-6609
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8211 CHESAPEAKE CIR, WALLED LAKE, MI 48390-5903

Mortgage

Document Number	20250159636
Date	Dec 17, 2025
Book Page	60803/147
Instrument	20250159636

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 18, 2024
Property Address	3308 HARVARD RD, ROYAL OAK, MI 48073-6609
Document Number	0000005887
Book / Page	59119 / 197
Map Reference	LB 21 PG 11
Instrument Date	Jan 8, 2024
Instrument	5887
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,493.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5450 MURRAY CT, WATERFORD, MI 48327-1764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8211 CHESAPEAKE CIR, COMMERCE TOWNSHIP, MI 48390-5903

Mortgage

Document Number	0000591261
Date	Jan 18, 2024
Instrument	59126/1

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 11, 2022
Property Address	3308 HARVARD RD, ROYAL OAK, MI 48073-6609
Document Number	0000290838
Book / Page	57269 / 651
Map Reference	LB 21 PG 11
Instrument Date	Dec 2, 2021
Instrument	290838
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 184, BIRMINGHAM, MI 48012-0184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 HARVARD RD, ROYAL OAK, MI 48073-6609

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 11, 2022
Property Address	3308 HARVARD RD, ROYAL OAK, MI 48073-6609
Document Number	0000290838
Book / Page	57269 / 651
Map Reference	LB 21 PG 11
Instrument Date	Dec 2, 2021
Instrument	290838
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 184, BIRMINGHAM, MI 48012-0184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 HARVARD RD, ROYAL OAK, MI 48073-6609

Mortgage

Document Number	0057234648
Date	Jan 11, 2022
Instrument	57234/648

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3308 Harvard Rd was $7,218, down 1.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,218.00 (-1.65%)	$155,820	$311,640
2024	$7,339.00
2022	$6,769.00
2018		$97,110	$194,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3308 Harvard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3308 Harvard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Harvard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures