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3308 Fruit St, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 3308 Fruit St, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,590 sqft · built 2002
Lot Size1.64 acres (71,656 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Mar 2012)
Tax Bill$3,218 (2025)
Deeds & MortgagesSep 2021 Transfer
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN74-14-541-0138-000

Property Details

APN / Parcel Number

Primary APN74-14-541-0138-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,590 sqft Living Area
1st Floor Area1,590 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area71,656 sqft (1.64 acres)
Lot Dimensions597 ft deep x 120 ft wide
Garage Area1,248 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3308 FRUIT ST
CityCLAY
StateMI
Zip48001-4815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionELY 120 FT OF WLY 535 FT OF LOT 1319 SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E
Legal Range16E
Legal Township02N
Legal Section04
Legal SubdivisionSUPERVISORS ROY T GILBERTS PLAT #17
Legal Lot Number1319
Legal Unit1319
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group3
Census Block3008
Census Tract646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3308 FRUIT ST, CLAY, MI 48001-4815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Intrafamily Transfer, Transfer
NOT AVAILABLE, HURON TITLE COMPANY
Nov 29, 2018Loan Modification, Mortgage · Conventional Mortgage
NORTH STAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2012 · Amount on Record
Deed SaleMar 29, 2012 · Amount on Record
Deed Document Number20127109
Deed Book / Page4238 / 580
Prior Transfer DateSep 23, 2010
Prior Transfer Doc004071/214
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateSep 2, 2021
Property Address3308 FRUIT ST, CLAY, MI 48001-4815
Document Number541615
Book / Page5416 / 15
Instrument DateSep 1, 2021
Instrument2021025189
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyNOT AVAILABLE, HURON TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3308 FRUIT ST, CLAY, MI 48001-4815

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAINT CLAIR MI
Property Address3308 FRUIT ST, CLAY, MI 48001-4815
Document Number0050120213
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2122 SUMMER ST ALGONAC MI 480011200, ALGONAC, MI 48001-1200

Mortgage

Document Number0050120213
DateDec 3, 2018
Book Page005012/000213
Lender
NameNORTH STAR BK
TypeBank
AddressALGONAC, MI 48001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 2, 2023

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,700 (+12.64%)$381,400 (+12.64%)
2025$3,218.00 (+2.26%) Homeowner's exemption$169,300 (+10.15%)
2024$3,147.00 (+8.59%)$338,600 (+10.15%)
2023$153,700
2022$2,898.00$307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims12 (1985–1995)
Claims Outside the SFHA10 of 12
Most Recent ClaimAug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY TOWNSHIP
serves 9,866 people · EPA ID MI0001450
Water SourcePurchased surface water from CITY OF ALGONAC
Last State InspectionMay 2021
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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